Originally Posted by WiredGuy

The very nature of internet businesses (not to mention porn), makes business interruption and general liability insurance rather expensive to get. Especially if your receivables jump rather wildly from month to month. Although you can get it, expect to pay large premiums for the service. If your sole purpose is to minimize losses from litigation, I'd suggest going via holding companies to limit assets that can be seized. Its much likely cheaper and its ironclad.
WG