I have farmers insurance on my rental, when I had some renters move out, they did a bunch of damage, Over $20k, I called the insurance agent, he sent out the adjuster the next day, the day after that I had a check for all the damages. The only thing I had to wait for is the mortgage company to sign the check first and then the bank to allow the funds. I will never use a different insurance company after that. The piece of mind I have is worth it
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Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that
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