I have lost my hard drive twice... Once I recovered 95% of it and the other time it was gone. Dead... So I was watching 60 minutes and they were talking about
Mozy. They back your shit up online.
I have to say... This makes backups fucking easy. Mainly because you don't do anything!
I have an external drive but I always forget to hit that little button to make it backup... Perhaps it has some kind of scheduler.. I dunno...
But Mozy is free. Can't beat that.