I'm l33t. I don't even have a visa, or amex. I have a couple of mastercards, but I hate them too. Only good for online shit. I always try to have enough cash on me to get me through a few weeks. Not sure why, but I do hate cards.. When I shop I use my debit/bankcard though which deducts the amount instantly from my account.
I dislike 'credit'. I would NEVER be offered any 'cool' cards either, I'm a horrible customer when it comes to creditcards. I always pay off my bill, so the intrest rates never get to me.
