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Planning for today is just as important as planning for tomorrow. Diversity is essential if you're running your own business. For example, I make most of my income as an affiliate of one particular program... if they went out of biz, or canned my account, I'd probably have no choice but to sell my house. I'm taking steps to change this situation and increase revenue elsewhere, but it's not something that will happen overnight... and this scares me.
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