Bottom line is you need health insurance, in NY I have
http://www.hipusa.com/ just for myself through my job, and my wife has healthnet though her job as an RN. I think my boss pays about $600 a month for my insurance. When I was dating my wife she did not have health insurance and an operation she had cost her $35,000 her parents, myself, and some type of insurance she has in Japan being a citizen of Japan...covered some. It all happen fast otherwise I would have maybe married her sooner and paid my boss to put her on the plan so the operation was covered.
The best thing to do is start a company...and take out the insurance as an employee of the company. If you take out a plan as an individual you will spend a fortune on health insurance.