Quote:
Originally Posted by rowan
Has anyone considered partial self insuring, eg negotiate a lower premium by paying a higher excess, then depositing the difference into an interest bearing account for when you do (or might) need it?
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I don't think what they have there is anything like what we have here in Aus.
I have been to the US and unfortunately been on the end of needing treatment there and medicine, and if the sort of shit and prices that are the norm there happened in Aus it would be front page news. Had a mate in the US who lost 2 fingers in an accident and was uninsured and was given the cost of attaching each finger ... $35k total .. he is now without 2 fingers
