|
Crazy as it seems, that's correct. You voluntarily provided the merchant your card number. Even for a one-time purchase, you could potentially experience the same type of problem.
And on a related note, the same goes for "holds", typically the bank can't help - only the merchant can remove those - otherwise the "hold" can easily stay on for a week to upwards of a month!
For example, most anytime when one pays with a card at the gas pump, a "hold" of as much as $150 is placed on the card - usually it's removed after one completes their purchase, but not always.
For credit card users, "holds" are usually just a minor inconvience at worst (most never even notice them), but for debit card users, unreleased "holds" can be disaster - negative balances, bounced checks, over-draft fees, etc. And the bank is unlikely to help - they'll like say nothing we can do until the hold is removed by the merchant or it timesout in 7, to as much as, 30 days.
Ron
__________________
Domagon - Website Management and Domain Name Sales
|