Question: When CCBill owes you money, how much do you worry about the check coming or the check clearing?
Answer: Zero Percent.
When you bill with some new company that started up an hour ago and *seems to* be a better deal.... and then a few months later that new company is nowhere to be found and your money is gone.... THAT is the decline that matters most.
P.S. - Your thread title sucks... but you must have already known that