Hmm... I just ran a report for the year, and total count for declines was 12.57% on ccbill. That is both declined new signups and declined re-bills together. Seems like a low enough number. But, you got my curiosity up so I went on...
The exact period last year (2008) was 11.78%
2007 10.91%
2006 11.06%
2005 11.04%
2004 12.20%
2003 10.22%
2002 3.13% (The year I started with ccbill) had Ibill as my main at the time...
Then I combined all those years together... for an average decline rate of 10.68%
Now, while having the $121,891.70 Of added income lost from the declines would have been great The numbers do look pretty constant. All this is on my ONE site. giving me an pretty good view of history over the last 8 years billing with Ccbill.
I've been burned by Ibill, Paymode Myvirtualcard. Lets say for the sake of argument that at the time they where around their decline rate WAS lower... Add on what they took from me in the end and what do you think lost income % really was?
I'll stick with Ccbill.