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I think it's time to take a step back and look to old school. Although 90% of my banks haven't had issues, it's clear the 'offshore' banks are double dealing and Visa is pounding them hard for it. Quite frankly they (the bank's) should and DO know better, they're just straight up greedy.
anyhooo, having said that, there are still some very solid solutions available (and will continue to be available) outside the current & forcasted storms.
just my years of dealing with international banks speaking : )
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