I see that, but you gave 4 stars on reliability to paxum. This can't be based on past experience.
These are the same amount of stars you gave to alertpay which according to your site:
AlertPay strictly complies with the regulations of the Office of the Superintendent of Financial Institutions Canada (OSFI), the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and the Financial Crimes Enforcement Network (FinCEN).
All monies deposited with AlertPay are FDIC (Federal Deposit Insurance Corporation) and CDIC (Canada Deposit Insurance Corporation) pass-through insured in the US and Canada and are held with federally chartered and regulated banks.
When it comes to money, fees and security don't carry equal weight.
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