Quote:
Originally Posted by bossku69
PNC by far the worst IMO.
When I was in college I had an account with them. Prior to leaving my college town I closed out the account. Rather than filing the paperwork, the rep "lost" my info. 4 months later I got a letter from a collection agency for over $250. $250 for $10/mo fee and $35 everytime it over drew my $0 balance account because it was closed out.
Turns out, after a few letters to PNC they said "oh oops, sorry" and contacted the college agency. Agency still wanted their money and reported on my credit report for years as a derogatory and I threatened to sue PNC a few times but had some legal bs about its my fault because I did not call back after I canceled the account to confirm it was canceled.
This is why I hold on to every paper I get  |
PNC, FIRST UNION (FU BANK), TDBank.... all the same.
I actually had an account with Citizens Bank as well and wired in 14K to pay off 2 loans the exact same time as TD Bank. Of course money was lost for about a week and about 8 phone calls later and 5 emails to a rep money was found, account paid and closed. It's more then I can say for TD because NOBODY at TD will provide a rep, anything in writing, a viable solution to the problem, etc.
It's all about getting those fucking fees and collecting interest. They steal your money, no doubt.