I've both rented office space and had a home office.
If you haven't yet, try having regular business hours in an office that is nothing but an office, but still in your home or on your property. If you have family living in your home with you, explain when business hours begin and end and what time your lunch break is. Be firm about that with yourself and your family. Your office will not have a TV, and on the other hand you won't be checking stats at 9pm either.
Work during work time and be with your family during family time. After trying that out you may decide to rent an office or not. Either way, you will have developed some good habits.
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