Start early. Had my first IRA when I was 15, 27 now and have quite a bit saved already (more than the american average for people 50 and older).
Only save about 12% of my income myself, have my wife saving about 35% (her company matches too).
My goal is to have enough to live off the interest/dividends when I retire (adjusting for expected inflation, about 120k/yr), then have something to pass onto my grand kids.
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