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Owning (basically an open-ended lease from the government; one doesn't truly own property; note the word "Fee Simple" on a deed; feudalism never really went away, it's still with us - but rambling on) provides more stability.
And in many areas, rents are getting relatively expensive - a mortgage, even including property taxes, may be the same or even cheaper.
As for taking a hit on the value from the closing costs, fees, and future fees when it comes time to resell ... that may be 10% or somewhat more, but even accounting for that, ownership can still worthwhile.
A more basic question to discuss with her in-depth is how long she plans to live there ... if she's not sure / thinks likely under 5 years, then renting is probably better.
Related to the above, if there a high probability of either of them (assuming both work) having to relocate with little notice, owning could be a chain around their necks limiting their options.
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Domagon - Website Management and Domain Name Sales
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