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Originally Posted by Barry-xlovecam
A Michigan state run federally subsidised preexsting high risk program. You have to be a basket case to apply -- it is up to $13,900 per person annually. Very expensive but no private insurer would cover me.
Maybe, in 2014 the premiums will go down some with federal subsidies but those will be income determined -- we'll see ... No free ride that is for sure. It is administered by Physician's Health Plan for non-profit hospital that contracted with the state.
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Damn, your case is not the average one out there. Hope you're doing okay...
I'm hoping to see my premiums come down when the whole thing kicks in. Right now, the fact that it keeps going up kinda suggests that one of the deals that was cut in the backroom was to allow the insurance companies to get one more good final price-gouge in before 2014 (I think that's when the whole Health Care plan is supposed to finally be implemented)
What I personally would have like to have seen would have been Obama and the then Dem controlled House & Senate growing a set and making it a real single pay system.
But that was just a pipe dream. If it had happened, the health insurance industry would have been immediately put out of business. And they have too much money and lobbyists for anybody in Congress to be able to do that.