As long as you change it in the TOS it is something an affiliate has to deal with as we know the program isnt going to make the same amount of money. But if it isnt in the TOS. If an affiliate sends a sale they send a sale. You tell them they get $35 PPS, Its not up to the affiliate to make sure the person has a CC that can be rebilled. Its there job to get the person to sign up. They did their job. They might not rebill. But you now can market them via email, which im sure most programs do. It is possible this user might sign up with a different giftcard or a CC in the future. Would the affiliate get Revshare on that? Probably not.
Its a tricky situation.
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