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I get card rejects from Zombaio for this routinely. They call it a BIN mismatch. Meaning the customers banking id number(banking branch) and his IP are too far apart. Dont know how far that is though. I think it requires a form of id or at least contact from the user to make the sale if theyre traveling.
If you have your own merchant acct. check with Net Billing fo sho. I like those guys and have only heard good shit about them.
Paully
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