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When I was 18 someone told me to set aside a small percentage of your monthly income and to invest it into something that is low risk. I did exactly that - I took 10% of out of every paycheck and invested it into utility companies, phone, power, water, etc - low risk, low return. I also put in any extra money I had - tax return money, that kind of thing....
Twenty-five years later it's a pretty good sum. If I keep it up for another twenty years.... I'll retire and live well.
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