Hey Marc. If you aren't using Epoch. Then sorry. I went to all petite and saw epoch there. My bad.
The industry pushed everybody to build the better mouse trap. To come up with the better scam. It's just a fact. The guys who got rich and had the biggest programs had some of the biggest scams. As a result the whole industry is blackballed right now. I worked for xpics. My partner worked for IEG. We saw first hand the rotten scams going on in this industry. We both left those companies and treated our surfers and members with respect in order to build long term relationships with them. We followed the ATK/Karups/Danni business model. Treat each member like a member, not like a credit card. To each their own. The only problem is the high transaction high risk clients put us all at risk. At risk from visa and at risk of our processor going out of business.
If you aren't one of the problems, then my bad. You've got nothing to worry about. However I find it hard to believe, you can say with a straight face, that ARS' chargeback rate (at ibill) has been under 2.5% all year long.
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