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					Originally Posted by Seth Manson  If you get hit by a hit & run driver, you'll damn sure wish you had it.
 Or if you get hit by an illegal alien.
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 Your health insurance isn't going to just pull the plug. I get the under-insured shit but either way you will be treated for what you need and your car/bike will be fixed or totaled by the insurance company.
Most you'll be out is your health ins. deductible. What am I missing?