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Paypal in adult biz is overrated as every one who is willing to pay for adult content owns a credit card. I just switched back from epoch to zombaio as epoch tricked me with that $500 MC fee, during set up they told me it would be a one time VISA fee, but than they charged it every year. But without me now and despite all horror stories zomb always paid me fully out, but I am located in EU.
From my epoch stats I can also tell that paypal joiners are mostly non-recurrers.
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