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Not speaking for Fetishwealth, but as a business owner, I understand the $25 fee. Whenever a customer initiates a chargeback, we get charged $25. Even if we win, we still get hit with a fee. For the longest time I had a line in my TOS that if you initiated a chargeback and lose, then I will charge your card an additional $75 for fees and time dedicated to fight the chargeback. They would chargeback the $75 fee, and I would win again and charge them another $75 until they got the clue.
There's no reason a program should eat the cost of a chargeback through one of their affiliate referrals. What if an affiliate uses a bunch of stolen card numbers to earn revenue, and they're all charged back? The program should just kill the affiliate's earning and eat the hundreds of dollars they're forced to pay through their processor?
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