You need a US corporation domicile, be an officer of the corporation, and furnish certified articles of incorporation, and if you are not known to that bank personally; a resolution of the board of directors to open an account; or US state documents (e.g.; driver's license and an address) to open a personal bank account in the USA.
You need residency or corporate (legal entity) jurisdiction.
It's a hassle but you could use a filtering bank account for processor payments maybe. If that bank tosses you under the bus you just find a new bank.
Keep 2 or 3 banks active so if one pushes you out you have other alternatives set up.
I have found local or regional smaller US banks easer to deal with than big money center banks. They are more flexible usually.
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