If you want my HONEST opinion, is RIGHT NOW, before you have invested too much time in setting up your PC as you want it, invest in an m.2 for your OS and do a fresh install of windows on it - Keep your 500GB for Data and get a 4TB like mine for games.
Yes... Having game pass, a VR headset, and too much disposable cash to waste on Steam, I have a LOT of games
