Originally Posted by Tasty1

Don't know about UK situation. If you subscribe from the Netherlands, you get 2% less pension every year you ar out of the country. So if you are out of the country and not paying 20 years (you can pay voluntary in Holland to keep 100% pension), you get 40% less pension from The Netherlands. And i think Spain won't pay 100%, but also will look how many years you paid taxes there. Buti am not sure in Spain/UK. I think would be equal, else everyone would work in different countries for a few years when you get 100%.

In Holland there is also the rule, when you live abroad in a cheap country without agreements between those countries, they only pay 80% pension of the amount that you would normally get.