Originally Posted by The Porn Nerd

So last week Visa closed my account with Orbital Pay over "Visa VIRP violations and non-compliance" even tho I have not changed a thing on these five paysites in over ten years.

Accorfing to Orbital Pay's Risk Dept many paysites and accounts have been closed due to this new VIRP issue yet Orbital Pay does not tell me what specifically I am doing wrong and just directed me to Google 'Visa VIRP' to try and figure it out myself. They have had zero account closures re-opened after Visa shut them down while they say other paysites ARE compliant but will not tell me what they are doing correctly.

So: has anyone else experienced losing their merchant account over this new Visa VIRP issue? Orbital Pay also says that other processors (CCBill, Epoch) will start closing accounts if the same federal tax ID is used there as well.

WTF???

Can anyone direct me to a place where the guidelines are clearly stated and, most importantly, a step-by-step guide on how to be complaint?

I feel a massive apocolypse is coming with Visa.