Steve,
Are you really saying that you believe someone can use $9K in capital and make a site which throws off $10K per month after 3 months? If that's true, you should be making a DVD of it* and selling it for $500 a copy. I'll take 3. I mean, won't just the various scripts/billing startup costs you need for a paysite cost almost that?
* i.e. How to do it.
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