Damn...Our Health Insurance Just Increased 15%!

[Hank_Heartland]

That's $200 a month the 1st of the year and we were already paying over $1300 a month. That's almost $18400yr

Fuck insurance companies

[JFK]

Dont have a Heart attack over it Hank

[_Richard_]

better tell your gov rep that this new universal healthcare is simply unacceptable

[Vendzilla]

I talked to my insurance guy, he told me some are going up as much as 40%

I thought Barry told us that wouldn't happen?

[beerptrol]

yep, my insurance has been going up every year even though I rarely use it

[TheSenator]

Originally Posted by Vendzilla

I talked to my insurance guy, he told me some are going up as much as 40%

I thought Barry told us that wouldn't happen?

Stop your lies and wake white person!

"From 1999-2008 health insurance premiums rose 119% Stating in 2011 a health insurer can not raise your rate more than 10% without federal and state review. If someone says their rate was increased 30% because of Obama, they are lying and are being paid to post lies. Stop upvoting lies. " - from Reddit

http://www.commonwealthfund.org/Cont...9-Percent.aspx

[TheDoc]

Originally Posted by Vendzilla

I talked to my insurance guy, he told me some are going up as much as 40%

I thought Barry told us that wouldn't happen?

Umm.... no he didn't say that. If you want to put that in relation to his healthcare bill, then yes he did say his healthcare bill wouldn't make rates go up, which was correct. It's also not Obama's fault the rates increased pretty much every year for the past 25 years.

[Barry-xlovecam]

Welcome to the Healthcare Industrial Complex ... Bend over

[Phoenix]

i always liked how you pay a certain amount...then if you use it..it goes up..lol


insurance companies are such a scam

[Chosen]

Yeah fuck em

[Chris]

I had to drop personal insurance on myself .. it just got out of control and I hadnt used it all last year ..not even once

but i kept my kid ..she has a good plan at its only 250 a month

[woj]

What happened to all the folks that were claiming it will make the rates go down?

[TheDoc]

Originally Posted by woj

What happened to all the folks that were claiming it will make the rates go down?

Rates down? Naa.. The Right wingers would never let the Gov/Fed errrr Obama, actually "take over" the healthcare Industry, which would be required to reduce the costs.

You do get more rebates (in some situations), which could drop your overall paid rate. And if you're older, some plans did get adjusted and costs reduced or if you're below 26 - being on your parents plan is much cheaper than a single plan for yourself.

[Vendzilla]

Originally Posted by TheSenator

Stop your lies and wake white person!

"From 1999-2008 health insurance premiums rose 119% Stating in 2011 a health insurer can not raise your rate more than 10% without federal and state review. If someone says their rate was increased 30% because of Obama, they are lying and are being paid to post lies. Stop upvoting lies. " - from Reddit

http://www.commonwealthfund.org/Cont...9-Percent.aspx

Are you using racial slurs against me?

I didn't say it increased because of obama, I said he said rates would not increase
And it's only been 2011 for 3 days.

http://www.huffingtonpost.com/2010/0..._n_502096.html
Some believe that we're all fucked

Originally Posted by TheDoc

Umm.... no he didn't say that. If you want to put that in relation to his healthcare bill, then yes he did say his healthcare bill wouldn't make rates go up, which was correct. It's also not Obama's fault the rates increased pretty much every year for the past 25 years.

I believe they are going up the way they are because the insurance companies want to raise it while they can before the healthcare law that over 200 companies and unions got waivers from goes into effect

[marketsmart]

all you people crying about health insurance costs, go to the ER like all the rest of the poor and low lifes do...

they get treated and dont pay a dime...

i love how people blame the govt for not making them successful enough in life to be able to pay for their healthcare...






.

[Robbie]

Originally Posted by Chris

I had to drop personal insurance on myself .. it just got out of control and I hadnt used it all last year ..not even once

but i kept my kid ..she has a good plan at its only 250 a month

Well...soon you will be FORCED to buy it again. This whole thing is sickening to me. It's the COST of health care that needs to come down. We shouldn't NEED insurance to go to the doctor. We should only need it for catastrophic care.

[BFT3K]

The only REAL solution is to starve the beast.

When you get angry enough to actually DO something, the thing to do is to drop your health insurance completely.

Health insurance, for profit, is the BIGGEST scam that ever was.

Now those very companies that we all hate are funding the GOP like never before, all in hopes of reversing the small gains Obama HAS been able to make.

[Hank_Heartland]

Originally Posted by woj

What happened to all the folks that were claiming it will make the rates go down?

Insurance lobby would never let a bill do that

[baddog]

Originally Posted by TheDoc

Rates down? Naa.. The Right wingers would never let the Gov/Fed errrr Obama, actually "take over" the healthcare Industry, which would be required to reduce the costs.

You do get more rebates (in some situations), which could drop your overall paid rate. And if you're older, some plans did get adjusted and costs reduced or if you're below 26 - being on your parents plan is much cheaper than a single plan for yourself.

Of course, it is the Republicans fault.

[woj]

Originally Posted by TheDoc

Rates down? Naa.. The Right wingers would never let the Gov/Fed errrr Obama, actually "take over" the healthcare Industry, which would be required to reduce the costs.

You do get more rebates (in some situations), which could drop your overall paid rate. And if you're older, some plans did get adjusted and costs reduced or if you're below 26 - being on your parents plan is much cheaper than a single plan for yourself.

In some unusual circumstances: <26 years old, making less than $20k year or whatever, you do indeed gain from the health care bill, everyone else on the other hand is getting fucked...
who is at fault isn't really relevant, but the fact is that I'm worse off now and I'm sure so are you because of this new bill...

[Hank_Heartland]

Originally Posted by JFK

Dont have a Heart attack over it Hank

JFY, kill me kill me now before I get sick and have to use it

[jonnydoe]

Health insurance rates increase on an average of close to 10% a year. The new health care plan is not going to change that I don't believe. Your best bet is with a high-deductible plan in my opinion. Basically then you are self-insuring the smaller stuff and can try and shop around and negotiate the best deals.

[Amputate Your Head]

i'm thankful that you all are covering my health care costs.

[Spunky]

And I thought them raising my premium 3 bucks to 58 bucks a month was a burn

[PornoMonster]

Hank,
Do you know how much your insurance has went up every, if it did?
Would be nice to see how much insurance rates have went up each year, to see if it has jumped in % or not.

Sometimes I wonder if it is even worth paying it? Hank said he pays 18K a year, then do you have deductibles, and co pays and then is that covered 100% if not, geez..

One thing I find interesting, who is making the money?
Insurance rates go up, but docs say they are making less..

[TheDoc]

Originally Posted by Vendzilla

I believe they are going up the way they are because the insurance companies want to raise it while they can before the healthcare law that over 200 companies and unions got waivers from goes into effect

They are going to go up... and starting this year, they will go up a set amount that you can actually budget off of. It's not Obama's healthcare plan that increased last year or just recently or next year's costs. What's currently happening is a stop to major rate increases, so you and the rest of the Country can budget around the costs - rather than never knowing.

The Company waivers are very logical. These Companies/Unions of spent millions if not hundreds of millions fighting for the exact benefits they have/wanted at the exact costs they wanted - to a point that the Company and People aren't being killed.

Logically the Fed and Obama aren't going want to fight with 200+ Companies that have been fighting for what they have for years.

[will76]

Originally Posted by Hank_Heartland

That's $200 a month the 1st of the year and we were already paying over $1300 a month. That's almost $18400yr

Fuck insurance companies

Are you sure you have the right policy that fits your situation?

Do you or your family members go to the hospital a lot? If you are self employed are you aware of the higher deductible, lower prem but send the different to a health savings account, which you get to have a nice tax write off at the end of the year.

[Hank_Heartland]

Originally Posted by marketsmart

all you people crying about health insurance costs, go to the ER like all the rest of the poor and low lifes do...

they get treated and dont pay a dime...

i love how people blame the govt for not making them successful enough in life to be able to pay for their healthcare...






.

Why are you talking out of your ass...you ever got really sick you would be living in your local shelter like everyone else on this board

[TheDoc]

Originally Posted by baddog

Of course, it is the Republicans fault.

In relation to a total heatlchare/gov provided/public option - unscrewing what we hav or something far above and beyond what we have? Yeah, pretty much all the blame falls on them.

[will76]

Originally Posted by Vendzilla

I talked to my insurance guy, he told me some are going up as much as 40%

I thought Barry told us that wouldn't happen?

pretty sure there is a max % each year that they can increase and its 15 - 20%

[TheDoc]

Originally Posted by woj

In some unusual circumstances: <26 years old, making less than $20k year or whatever, you do indeed gain from the health care bill, everyone else on the other hand is getting fucked...
who is at fault isn't really relevant, but the fact is that I'm worse off now and I'm sure so are you because of this new bill...

No income requirement or job required to stay on the parents healthcare plan.

Other savings come from Insurance companies not being able to deny kids with a pre-existing illnesses. Which without question will save families money.

I'm not worse off by this bill... it hasn't done anything that is even possible to make anything worse off.

[Jim_Gunn]

As a single man I pay $232/month for myself under a well known HMO's plan here in Florida.

[baddog]

Is it really a good idea to have a bunch of 25/26 year olds still living at home, relying on mom and dad for everything?

What a bunch of pussies this country is going to turn out.

[TheDoc]

Originally Posted by baddog

Is it really a good idea to have a bunch of 25/26 year olds still living at home, relying on mom and dad for everything?

What a bunch of pussies this country is going to turn out.

Well... yeah, as long as WE aren't paying for it, what do you care?

Income isn't going up... but the cost to rent, live, continues to increase, along with the cost of insurance... and let's not forget the sky rocketing costs of education and if we want to get technical, the largest demographics of jobless people are younger folks and those coming out of college - ie: people who need insurance but can't afford it.

[Amputate Your Head]

Originally Posted by baddog

Is it really a good idea to have a bunch of 25/26 year olds still living at home, relying on mom and dad for everything?

What a bunch of pussies this country is going to turn out.

that's the new America.... people having to band together, whole extended families under one roof just to survive. It's only going to get worse. the glory days where everyone is entitled to their own home are over.

[Hank_Heartland]

Originally Posted by will76

Are you sure you have the right policy that fits your situation?

Do you or your family members go to the hospital a lot? If you are self employed are you aware of the higher deductible, lower prem but send the different to a health savings account, which you get to have a nice tax write off at the end of the year.

No we don't go to the hosp alot...but we are up in age and have pre-existing conditions and it makes it impossible to get the same coverage from anybody else any cheaper.

If I get lower prem and have to save to self insure...I'm not gaining anything. And yes I'm self employed and claim the tax deductions...but I don't like what's coming out my pocket right now

[woj]

Originally Posted by TheDoc

Other savings come from Insurance companies not being able to deny kids with a pre-existing illnesses. Which without question will save families money

great, they will save money, but insurance companies will now take a loss on those clients, and guess where the $$ will come from to cover those losses? Increased rates for everyone else perhaps?

[marketsmart]

Originally Posted by Hank_Heartland

Why are you talking out of your ass...you ever got really sick you would be living in your local shelter like everyone else on this board

i guess you didnt get what i was trying to do there....

i have great insurance and i am thankful i can afford it...

i like to poke fun at the thick skulls here who think any president could make a bill all by himself...

the fact of the matter will always be that no matter who is in power, the corps and lobbyists are clearly running the show..

what could be better for the health insurance companies than forcing people to buy their product whether they can afford it or not...

and do you know what will change not that repubs have a little power back?

nothing, nada, zilch...

its all smoke and mirrors......







.

[Vendzilla]

Originally Posted by TheDoc

In relation to a total heatlchare/gov provided/public option - unscrewing what we hav or something far above and beyond what we have? Yeah, pretty much all the blame falls on them.

Can't blame them yet, the people voted them in and the new congress is just starting.

They have had NO power for 2 years and very little for 2 years before that, it was this healthcare issue that made people so pissed someone like Sharron Angle could almost take Harry Reid's spot.

I remember when the Clinton's fucked with healthcare, same thing happened, Healthcare insurance cost jumped.

What's entertaining is that the new congress will try to get rid of the new law and with all those senators that are up for re elections in 2012, they could get to the POTUS desk with it.


I don't think this it the GOP's fault, I think it's the way the democrats got the job done, if they had worked with the GOP and got some common ground, which I know is a long shot, then the bill would have been accepted by the people better and last November would have been a different story

[TheDoc]

Originally Posted by woj

great, they will save money, but insurance companies will now take a loss on those clients, and guess where the $$ will come from to cover those losses? Increased rates for everyone else perhaps?

On adults under 26, most that are healthy? If they don't cost them money when they're 15, 18, etc.. it isn't going to cost them more than they're 25.

They can now only increase your rates max 10%, starting this year IF it increases for you.. something you can budget off of. Unlike the OP, which increased 15%.

[MovieMaster]

Someones gotta pay for all those who don't pay anything at all.

[Hank_Heartland]

Originally Posted by Jim_Gunn

As a single man I pay $232/month for myself under a well known HMO's plan here in Florida.

Can you choose your own doctor and go to any hosp with that plan?

[baddog]

Originally Posted by TheDoc

Well... yeah, as long as WE aren't paying for it, what do you care?

Income isn't going up... but the cost to rent, live, continues to increase, along with the cost of insurance... and let's not forget the sky rocketing costs of education and if we want to get technical, the largest demographics of jobless people are younger folks and those coming out of college - ie: people who need insurance but can't afford it.

What do I care? Go watch the movie Idiosyncrasy. It is a glimpse into your future.

[marketsmart]

Originally Posted by baddog

Is it really a good idea to have a bunch of 25/26 year olds still living at home, relying on mom and dad for everything?

What a bunch of pussies this country is going to turn out.

no shit...

they will start calling us Southern Canada....







.

[Hank_Heartland]

Originally Posted by marketsmart

i guess you didnt get what i was trying to do there....

i have great insurance and i am thankful i can afford it...

i like to poke fun at the thick skulls here who think any president could make a bill all by himself...

the fact of the matter will always be that no matter who is in power, the corps and lobbyists are clearly running the show..

what could be better for the health insurance companies than forcing people to buy their product whether they can afford it or not...

and do you know what will change not that repubs have a little power back?

nothing, nada, zilch...

its all smoke and mirrors......







.

For once you and I are of the same vain!!!

[TheDoc]

Originally Posted by Vendzilla

Can't blame them yet, the people voted them in and the new congress is just starting.

They have had NO power for 2 years and very little for 2 years before that, it was this healthcare issue that made people so pissed someone like Sharron Angle could almost take Harry Reid's spot.

I remember when the Clinton's fucked with healthcare, same thing happened, Healthcare insurance cost jumped.

What's entertaining is that the new congress will try to get rid of the new law and with all those senators that are up for re elections in 2012, they could get to the POTUS desk with it.


I don't think this it the GOP's fault, I think it's the way the democrats got the job done, if they had worked with the GOP and got some common ground, which I know is a long shot, then the bill would have been accepted by the people better and last November would have been a different story

The Healthcare bill didn't get Americans going... it got a small, active, group that normally votes heavy in the midterms to vote - in general, using fear & lies to promote an false agenda.

The current healthcare bill is FULL, packed... with Republican Ideas, it's no where close to what it was originally and recently it has changed even more. Hell, the majority of the bill is a Copy of what Reagan wanted....

It would have been accepted better if the Right/Media/Tea Party didn't spew pure all out lies about it, over and over and over again.

[TheDoc]

Originally Posted by baddog

What do I care? Go watch the movie Idiosyncrasy. It is a glimpse into your future.

Nice gimps into how you view your fellow Americans.

[Vendzilla]

Originally Posted by will76

pretty sure there is a max % each year that they can increase and its 15 - 20%

California officials said more than 700,000 households face increases averaging 25 percent overall and as high as 39 percent for some.

http://www.huffingtonpost.com/2010/0..._n_466937.html

[Hank_Heartland]

Originally Posted by MovieMaster

Someones gotta pay for all those who don't pay anything at all.

In a few years I will reach medicare age and then you can pay for me, OK

[Dodododa]

Rates are going up because costs are going up. The insurance company profits remain at 3% if I'm not mistaken.

Lawyers take a million from the insurance companies every time a doctor makes a mistake.