Question..bank caught red handed stealing from client

[SwirlsGirl]

I have a friend who just had a family member deposit money into her bank account.

The family member said I just deposited $ cash into your account go have a look.

The friend goes and has a look and there is no money in her account.

She thought her family member was screwing with her until she was shown an actual *receipt* for the cash deposit

So after seeing the receipt my friend goes back to the bank and asks what happened to the money.

The bank says the deposit was returned.

2 possibilities it would seem. Either the family member fabricated and falsified a deposit slip, or the bank flat stole the money.

She is not sure about what to do. She has proof that money was deposited and the bank has no proof it was returned.

[MetaMan]

Funny how only trashy people seem to get caught up in trashy situations.

[TheSquealer]

This nutjob has a bizarre obsession with trying to prove banks are the enemy in life. I deposited a check the other day at a bank of america ATM and after multiple attempts (because there was some error with the atm) - it took the check. I called them from the car and they credited my account with the couple thousand, zero questions asked.

Funny how normal people have normal experiences.

[MrCain]

If this had happened to anyone but you I would have believed it.

[MrBottomTooth]

What do you mean "the deposit was returned?"

Either the money went into the account, or it didn't. If it did go in, then there would be proof of it coming out as well.

Maybe this person deposited the money (so they could get the receipt) then took the cash out for him/herself?

[BIGTYMER]

They said it was returned. The mystery is over.

[Harmon]

Swirls is a retard. Don't reply, just move along.... FUCK!

[k0nr4d]

It's definately BS - you can usually deposit into someone elses account but not take money out of it - which is what would be required for the deposit to be 'returned'

[BIGTYMER]

This looks like a perfect case for:



Ruh-roh!

[Fenris Wolf]

Originally Posted by SwirlsGirl

She is not sure about what to do. She has proof that money was deposited and the bank has no proof it was returned.

If the bank is unwilling to investigate she may need to go to small claims court. I would also complain to as many organizations as possible (Better Business Bureau, SEC, City Chamber of Commerce, and so on) to put pressure on the bank and try to help find a resolution.

I have had issues similar to this happen to me before and in each instance it turned out to be the teller.

[SwirlsGirl]

Originally Posted by MrBottomTooth

What do you mean "the deposit was returned?"

Either the money went into the account, or it didn't. If it did go in, then there would be proof of it coming out as well.

Maybe this person deposited the money (so they could get the receipt) then took the cash out for him/herself?

I have seen the proof that the *bank* said it was returned, and I have seen the proof of the cash deposit.

Meanwhile the monies are still in motion...try and figure that one out.

This is no bullshit I assure you and it does not surprise me that the asshats want to confuse the *issue* of disappearing funds

remember ass hats all it takes is one highly motivated individual with the truth on their side...thats all it has ever taken

[SwirlsGirl]

Originally Posted by k0nr4d

It's definately BS - you can usually deposit into someone elses account but not take money out of it - which is what would be required for the deposit to be 'returned'

Well we can choose to call it bullshit or we can choose to call it exactly what the fuck it is....pure provable, undeniable FRAUD

Once a financial institution is caught *RED HANDED* engaged in fraud and a coverup how does one ever regain confidence in that financial organization?

Whats sad is if they were caught in this 1 single instance of provable fraud, wouldn't logic dictate that same company is engaged in more fraud instances and other people need to start looking at the fraud

[v4 media]

This song was written for your husband.

[Barefootsies]

Perhaps you can tell your friend to send a copy of that "Menace II Society" clip to the bank manager you had posted the other day. I am sure that would get them some results.

[directfiesta]

Originally Posted by MrBottomTooth

What do you mean "the deposit was returned?"

Either the money went into the account, or it didn't. If it did go in, then there would be proof of it coming out as well.

Maybe this person deposited the money (so they could get the receipt) then took the cash out for him/herself?

or no cash in the envelope ....

[Wizzo]

This is a made up story for your GFY reading pleasure.

[Harmon]

Originally Posted by SwirlsGirl

pure provable

Prove it or stfu. You are full of shit.

[Pink Misfit]

Alot of the banks where I live won't even allow those who aren't own the account to deposit into my account without my permission and in the case that they do they still do not give a receipt or any information on the account.

If it happened as you said then there is no real mystery here since "they have proof of the deposit" and proof "that no funds were taken out by your friend" so why not go straight to the police department? Regardless of where the crime took place its still a crime and the police should be informed.

[SwirlsGirl]

Originally Posted by Fenris Wolf

If the bank is unwilling to investigate she may need to go to small claims court. I would also complain to as many organizations as possible (Better Business Bureau, SEC, City Chamber of Commerce, and so on) to put pressure on the bank and try to help find a resolution.

I have had issues similar to this happen to me before and in each instance it turned out to be the teller.

Thank you Fenris Wolf for the useful suggestions. I think with what she has in her possession its an open and shut case for small claims court.

As far as reporting the info to the better business bureau...well after a little investigating it turns out this particular financial organization cannot score any lower a ranking with them for they already have an F rating with hundreds of complaints.

So the trolls will state that its her fault for dealing with an irreputable bank. As always its not the fault of the parasite its the fault of the parasites victim...of course thats troll logic

[SwirlsGirl]

Originally Posted by Barefootsies

Perhaps you can tell your friend to send a copy of that "Menace II Society" clip to the bank manager you had posted the other day. I am sure that would get them some results.

Thanks for the 2 cents

Nah sending a copy of the "u done fucked up" clip to the bank manager might not do much. But sending something else......somewhere else.... might work better

[SwirlsGirl]

Originally Posted by Harmon

Prove it or stfu. You are full of shit.

Harmon I love the game chess just like many others who take risks. In fact if you work in a risk department you most likely have an affinity for chess as it involves strategic risks.

A psychopath knows exactly why they choose the industry they choose.

The only problem here is I am only 1 psychopath taking on many more much better organized psychopaths.

but back to the issue....somebody somewhere fucked up royally and I think if my friend takes this to court it will cause a lot more suits to follow.

[bronco67]

So this went from "caught red-handed" to "either this or that happened."

[Rochard]

Years ago when I was a a kid I deposited my weekly $600 check into an ATM at Bank Of America. That was one fourth of my income and a lot of money to me back then, and a few days later everything started to bounce. Turns out the bank never got my check. Seems it fell through the cracks in the ATM machine and landed on the floor under it. A year later they found the check and returned it to me.

Shit happens.

[_Richard_]

out of morbid curiosity what was the amount?

if the bank shows a receipt, and the money was returned, what was the receipt for? wouldn't that be a deposit receipt and if it was returned to the person at the time, which is impossible, wouldn't the funds show as being deposited and then withdrawn?

think of hte good questions, harass the manager

[L-Pink]

I'm sure the bank has special classes where it trains tellers how to screw people out of small cash deposits. Then the tellers all have to take an oath to never tell anyone. Amazing thread.

[shake]

Possible they were fake bills, and they can't give you all the info while police investigate. It happens quite a bit, your friend might have not even known - but the bank will notice for sure.

[TheSquealer]

Originally Posted by SwirlsGirl

Thank you Fenris Wolf for the useful suggestions. I think with what she has in her possession its an open and shut case for small claims court.

Except that you're pathetically stupid, completely crazy and don't realize the bank will simply request for change of venue or similar request (transfer of proceedings etc) and move it out of small claims court. Then you're equally retarded friend will have to fight the bank in real court, against $900/hr attorneys and their full legal team, need to pay attorneys for his own representation and also end up most likely fighting a host of counter claims since insane people tend to make insane claims/allegations in an ill attempt at attempting to cause as much damage as possible to the other party.

Welcome to Legal 101

One a side note: "Crazy" - never fares to well in a court.
Second side note: the beauty of crazy - is they never "get" that they are crazy.

[SwirlsGirl]

Originally Posted by _Richard_

out of morbid curiosity what was the amount?

if the bank shows a receipt, and the money was returned, what was the receipt for? wouldn't that be a deposit receipt and if it was returned to the person at the time, which is impossible, wouldn't the funds show as being deposited and then withdrawn?

think of hte good questions, harass the manager

Without being too specific as this may very well end up in litigation, I have verified the documentation that funds were collected by this particular financial organization.

If funds leave the possession of one party and the destination of the funds are going to a 2nd party then once the funds leave the 1st party it is the 2nd party who has the explaining to do.

As proof exists that the finanical company held the funds last. Of course they claim they never held the funds but the funds are in fact gone from the first party.

So we ask again about this mysterious black hole where funds can disappear into during questionable transactions and be transformed into sub atomic particles for a period and then the funds spontaneously convert back into matter after some period of time.

Meanwhile 1st party has no funds, 2nd party claims to have no funds and funds exist in sub atomic state until they materialize some time later with vague explanation to the disapearance.

[_Richard_]

Originally Posted by SwirlsGirl

Without being too specific as this may very well end up in litigation, I have verified the documentation that funds were collected by this particular financial organization.

If funds leave the possession of one party and the destination of the funds are going to a 2nd party then once the funds leave the 1st party it is the 2nd party who has the explaining to do.

As proof exists that the finanical company held the funds last. Of course they claim they never held the funds but the funds are in fact gone from the first party.

So we ask again about this mysterious black hole where funds can disappear into during questionable transactions and be transformed into sub atomic particles for a period and then the funds spontaneously convert back into matter after some period of time.

Meanwhile 1st party has no funds, 2nd party claims to have no funds and funds exist in sub atomic state until they materialize some time later with vague explanation to the disapearance.

they claim they never held the funds yet you have a receipt?

[rogueteens]

i once deposited some cheques but added up the amount wrong, the first i knew of it was when i recieved a letter from the bank telling me they had credited the £100 i forgot to add to the amount to my account

[SwirlsGirl]

Originally Posted by _Richard_

they claim they never held the funds yet you have a receipt?

That pretty much sums it up. I don't think it is an accident that this misfortune was bought to my attention.

I suppose the *real* reason for this post is to offer a suggestion to any parasite who feels its prudent to engage in chicanery with other people's money...

How about first being sure that there is no paper trail before playing the okie doke with other peoples money.

They might have actually gotten away with it, had it not been for the surfacing of documentation showing they collected the funds.

I suppose if you engage in risky financial chicanery there must very well be some good reward accompanying that risk.

They will have to return the funds no question about it, so no worries at this point, just a memo to the risk takers and parasites that you can fool some of the people some of the time, and you can fool all of the people some of the time...

But you cannot fool all of the people all of the time. You gambled, you loss, you will return the funds, and you will be more wise the next time you try a stunt like this.

Then again knowing you, you will never learn...it is your nature to lie cheat and steaL

[ottopottomouse]

Someone forgot to buckle the jacket up properly today.

[Pink Misfit]

Originally Posted by ottopottomouse

Someone forgot to buckle the jacket up properly today.

lol I was kind of thinking the same thing after the "okie dokie" part : )

[_Richard_]

Originally Posted by ottopottomouse

Someone forgot to buckle the jacket up properly today.

seems that way