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Old 08-28-2012, 04:45 PM   #1
nickey1952
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Who has Workmans Comp Insurance?

As a producer I am liable under the workman comp laws in the state of california. It is impossible to get for every scene and every person, what do others do? The fines are huge and can put you right out of business.... Read this if you think you do not need to have it.. http://adultbizlaw.com/?p=618
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Old 08-30-2012, 12:27 PM   #2
nickey1952
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Guess no one wants to discuss this, push it under the table or they are afraid to admit they do not have it,,,, beware the penalties are severe if you do not have it,,, open for discussion
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Old 08-30-2012, 12:31 PM   #3
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Of course I have it, like you said, it is the law. I am not a producer though. However, since I would suspect that you just 1099 your models, I would not think it would be an issue for you. I don't recall my paperwork discussing contract employees and how many I might have. Just employees.
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Old 08-30-2012, 05:15 PM   #4
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Quote:
Originally Posted by nickey1952 View Post
Guess no one wants to discuss this, push it under the table or they are afraid to admit they do not have it,,,, beware the penalties are severe if you do not have it,,, open for discussion
Not much to discuss. It's done through the payroll service.
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Old 08-31-2012, 02:32 PM   #5
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Work Comp

Have your lawyer draw up a standard "Independent Contractor" agreement. Or you can probably find one on the net and save the money. Only employees are subject to Worker's Comp. Since the actors and crew work for multiple producers, it's easy to say they're independent.
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Old 08-31-2012, 05:16 PM   #6
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Have your lawyer draw up a standard "Independent Contractor" agreement. Or you can probably find one on the net and save the money. Only employees are subject to Worker's Comp. Since the actors and crew work for multiple producers, it's easy to say they're independent.
Absolutely not true in California. You might want to read this article as well...

http://adultbizlaw.com/?p=600

But you know who does have it ? Brazzers/Manwin USA... as well as some of the other big producers. So if you're a smaller guy and someone like the FSC/Manwin is asking you to support something like giving unnecessary antibiotic shots to performers realize that if something happens to one of the performers because of the shot... they pass the claim off to their insurance company and you go down with the ship.

And if you want to check other producers you can search on this database...

https://www.caworkcompcoverage.com/
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Old 08-31-2012, 05:39 PM   #7
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Tax law

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Originally Posted by pornlaw View Post
Absolutely not true in California. You might want to read this article as well...

http://adultbizlaw.com/?p=600

But you know who does have it ? Brazzers/Manwin USA... as well as some of the other big producers. So if you're a smaller guy and someone like the FSC/Manwin is asking you to support something like giving unnecessary antibiotic shots to performers realize that if something happens to one of the performers because of the shot... they pass the claim off to their insurance company and you go down with the ship.

And if you want to check other producers you can search on this database...

https://www.caworkcompcoverage.com/
I was going by the tax law. With rulings like that, I wonder why anyone would produce porn in CA?
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Old 08-31-2012, 10:21 PM   #8
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Anyone working on a job as an independent contractor needs to furnish a certificate of their own workman's compensation insurance to the contractor of their services. (Or, if one person without workers an exemption certificate from the state here).

If not; the person contracting the sub-contractor needs to pay his insurance rate on his insurance policy here.

As I recall the laws on this in California are even stricter.

* Not legal advice. Workman's compensation laws will vary state by state.
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