How to win with Airline credit cards & rewards - GoFuckYourself.com

jscott · 10-30-2015, 08:06 AM

I'm thinking of joining Delta's gold card, you pay annually for this. But you get 50k miles bonus from starting off.
Also get 2 miles per $1 spent on Delta and 1 mile per $1 spent other things.

If I pay this credit card off every month so that I'm using it a lot, gaining a lot of miles, then paying it off avoiding interest, isn't this allowed?

Wondering if anyone has experience with this. Please post

Thx

Wizzo · 10-30-2015, 08:11 AM

Most certainly it's allowed and the point of the card.

PornDiscounts-V · 10-30-2015, 08:24 AM

Yes, the card's points are not tied to interest. Back when I used to fly a lot I was in a program for Delta, though it wasn't called gold card back then. I would have my clients book me flights with my number if their own corporation didn't have a similar account of their own.

I also bought lots of things through the card and paid the balance each month. I was able to fly just about anywhere I wanted for free on account of racking up all of the miles through purchases or having clients fly me around on their dime while racking up points for me.

Eventually I sold the miles for a nice chunk of change and became more of a sit around the house kind of guy. Now I prefer to drive places and see all of the things that were micro sized at 30,000 feet.

fuzebox · 10-30-2015, 08:29 AM

You want the reserve card, you get MQM's for spending, which can bump you into the next elite tier.

TimS · 10-30-2015, 08:59 AM

That is exactly ho it works, pay for everything on the card, pay it off every month and fly for free. I have a Marriott rewards card, and I get a free night every year on my anniversary date and the points just keep adding up. You can use them for hotel stays or airline tickets, etc.
best thing I ever did as far as points programs.

Rochard · 10-30-2015, 09:05 AM

My brother does this - he owns a bike shop. He'll buy everyone for the bike shop on credit, and then quickly pay it off. He never pays for airline tickets.

suesheboy · 10-30-2015, 03:11 PM

I prefer cash back but miles are nice too. I charge everything.

A bag of chips at the gas station? Charge it! My car and my RV insurance? Charge it! Cell phone bill? Propane bill?

...you get the idea.

jscott · 10-31-2015, 09:40 AM

Thanks ya'll, Rochard that's the kinda thing i wanna do, buy everything everything using my delta card, and then pay off the big balance every month, no interest needed, all miles adding up fast fast!

(and i think delta miles dont expire)

fuzebox, ya i wasnt sure which one, thanks for pointing that out about the reserve card

badass, thanks for your guys infos!!!

jscott · 11-05-2015, 04:15 AM

Quote:

Originally Posted by fuzebox

You want the reserve card, you get MQM's for spending, which can bump you into the next elite tier.

but shit man, they lost me with this fine print - Annual Fee : $450

I guess it's the gold card I would prefer, better joining bonus and only $95 annually

woj · 11-05-2015, 06:41 AM

how does it compare to just cash back cards? how many miles do you need to score a ticket?

DBS.US · 11-05-2015, 06:48 AM

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jscott · 11-05-2015, 06:59 AM

United back 5-8 years ago used to get roundtrip international flights for 60k miles or so

Delta Nowdays i cant get a roundtrip international for any less than 125k miles

They now have a new system where now you dont get 1 mile per 1 mile flown, they go by price, so if you get a cheap flight, you get absolutely buttfucked on mileage

pornguy · 11-05-2015, 07:01 AM

We have the points with American Express but they aint what they used to be so we really dont use it as much as we did. Do our best to keep it paid off or below 1k balance as well.

jscott · 11-06-2015, 06:00 AM

Quote:

Originally Posted by DBS.US

Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.com

This is not a debt thread. For those of us who fly a ton need to really know how to use the system to benefit ourselves. Otherwise, the airlines are using their system to benefit themselves (at our expense)

fuzebox · 11-06-2015, 12:52 PM

Quote:

Originally Posted by jscott

but shit man, they lost me with this fine print - Annual Fee : $450

I guess it's the gold card I would prefer, better joining bonus and only $95 annually

Includes delta club membership plus gets you into all priority passes. It has most of the platinum benefits.

If you fly a lot the fee pays for itself. Shit I pay $900/year to have two of them and keep platinum status.

jscott · 11-06-2015, 01:02 PM

Ahhh i hear ya man, that is totally cool for you then. For me , i'm only wanting to benefit by piling up more mileage and spending using their CC on EVERYTHING that i'm buying/paying for already, and paying off the CC every month, thus gaining free miles

They rearranged their mileage program so much to fuck the customers a LOT more than before..... so i want to give a lil push back hehe

The Heron · 11-06-2015, 01:11 PM

Uh Jscott you saying you didn't have a rewards card all these years? wtf!
Yea the Delta card isn't as great as it used to be, also consider the foreign transaction fee's of any cards you consider. Might be better off just getting a cash back card and using the $ rewards to buy flights rather than being tied to delta for reward flights.
https://www.yahoo.com/travel/the-top...218818247.html might help you.

vending_machine · 11-06-2015, 01:16 PM

Quote:

Originally Posted by fuzebox

You want the reserve card, you get MQM's for spending, which can bump you into the next elite tier.

I couldn't see this in the terms for the reserve card. $1 purchase on the card gets you 1 MQM?

JFK · 11-06-2015, 02:55 PM

Quote:

Originally Posted by jscott

United back 5-8 years ago used to get roundtrip international flights for 60k miles or so

Delta Nowdays i cant get a roundtrip international for any less than 125k miles

They now have a new system where now you dont get 1 mile per 1 mile flown, they go by price, so if you get a cheap flight, you get absolutely buttfucked on mileage

Yeah, the worth of the points aint what it used to be, they keep increasing the qualifying amount every year. Getting worse and worse.

fuzebox · 11-06-2015, 03:08 PM

Quote:

Originally Posted by vending_machine

I couldn't see this in the terms for the reserve card. $1 purchase on the card gets you 1 MQM?

If in any calendar year Eligible Purchases on the Delta Reserve Credit Card are $30,000 or more, the Basic Card Member will be awarded 15,000 bonus miles and 15,000 Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules). If in that same calendar year Eligible Purchases on the Delta Reserve Credit Card are $60,000 or more, the Basic Card Member will be awarded an additional 15,000 bonus miles and 15,000 MQMs.

You can stack the business and the personal card and buy 60k MQMs a year.

10-30-2015, 08:06 AM	#1
jscott So Fucking Banned Industry Role: Join Date: Feb 2001 Location: Taipei Posts: 25,198	How to win with Airline credit cards & rewards I'm thinking of joining Delta's gold card, you pay annually for this. But you get 50k miles bonus from starting off. Also get 2 miles per $1 spent on Delta and 1 mile per $1 spent other things. If I pay this credit card off every month so that I'm using it a lot, gaining a lot of miles, then paying it off avoiding interest, isn't this allowed? Wondering if anyone has experience with this. Please post Thx

10-30-2015, 08:11 AM	#2
Wizzo 2011 GFY Hall of Fame! Industry Role: Join Date: Nov 2000 Location: Back in Texas! Posts: 15,224	Most certainly it's allowed and the point of the card. __________________ Looking for Opportunity!

10-30-2015, 08:24 AM	#3
PornDiscounts-V Confirmed User Industry Role: Join Date: Oct 2003 Location: L.A. Posts: 5,744	Yes, the card's points are not tied to interest. Back when I used to fly a lot I was in a program for Delta, though it wasn't called gold card back then. I would have my clients book me flights with my number if their own corporation didn't have a similar account of their own. I also bought lots of things through the card and paid the balance each month. I was able to fly just about anywhere I wanted for free on account of racking up all of the miles through purchases or having clients fly me around on their dime while racking up points for me. Eventually I sold the miles for a nice chunk of change and became more of a sit around the house kind of guy. Now I prefer to drive places and see all of the things that were micro sized at 30,000 feet. __________________ Blog Posts - Contextual Links - Hardlinks on 600+ Blog Network * Handwritten * 180 C Class IPs * Permanent! * Many Niches! * Bulk Discounts! GFYPosts /at/ J2Media.net

10-30-2015, 09:05 AM	#6
Rochard Jägermeister Test Pilot Industry Role: Join Date: Dec 2001 Location: NORCAL Posts: 73,850	My brother does this - he owns a bike shop. He'll buy everyone for the bike shop on credit, and then quickly pay it off. He never pays for airline tickets. __________________ “The choice is no longer between right or left. The choice is between normal and crazy.” - Sarah Huckabee Sanders YNOT MAIL \| THE BEST ADULT MAILING SOLUTION

10-30-2015, 03:11 PM	#7
suesheboy Confirmed User Industry Role: Join Date: Nov 2002 Location: FL - TN/NC Posts: 5,211	I prefer cash back but miles are nice too. I charge everything. A bag of chips at the gas station? Charge it! My car and my RV insurance? Charge it! Cell phone bill? Propane bill? ...you get the idea. __________________ Adult Web Site Domain Names For Sale Adult Sex Toy Domain Names For Sale Tantric Delights, Sex Toys Blog, Tantric Sex Toys

10-30-2015, 08:29 AM	#4
fuzebox making it rain Industry Role: Join Date: Oct 2003 Location: seattle Posts: 22,093	You want the reserve card, you get MQM's for spending, which can bump you into the next elite tier.

10-30-2015, 08:59 AM	#5
TimS Confirmed User Industry Role: Join Date: Sep 2014 Posts: 231	That is exactly ho it works, pay for everything on the card, pay it off every month and fly for free. I have a Marriott rewards card, and I get a free night every year on my anniversary date and the points just keep adding up. You can use them for hotel stays or airline tickets, etc. best thing I ever did as far as points programs.

10-31-2015, 09:40 AM	#8
jscott So Fucking Banned Industry Role: Join Date: Feb 2001 Location: Taipei Posts: 25,198	Thanks ya'll, Rochard that's the kinda thing i wanna do, buy everything everything using my delta card, and then pay off the big balance every month, no interest needed, all miles adding up fast fast! (and i think delta miles dont expire) fuzebox, ya i wasnt sure which one, thanks for pointing that out about the reserve card badass, thanks for your guys infos!!!

11-05-2015, 06:41 AM	#10
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	how does it compare to just cash back cards? how many miles do you need to score a ticket? __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

11-05-2015, 06:48 AM	#11
DBS.US Geo Cities Industry Role: Join Date: Aug 2003 Location: North Captiva Island, Florida USA Posts: 11,832	Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.com __________________ Make a Free Chaturbate White Label site in 34 minutes and be making money tonight

11-05-2015, 06:59 AM	#12
jscott So Fucking Banned Industry Role: Join Date: Feb 2001 Location: Taipei Posts: 25,198	United back 5-8 years ago used to get roundtrip international flights for 60k miles or so Delta Nowdays i cant get a roundtrip international for any less than 125k miles They now have a new system where now you dont get 1 mile per 1 mile flown, they go by price, so if you get a cheap flight, you get absolutely buttfucked on mileage

11-05-2015, 07:01 AM	#13
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	We have the points with American Express but they aint what they used to be so we really dont use it as much as we did. Do our best to keep it paid off or below 1k balance as well. __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

11-06-2015, 01:02 PM	#16
jscott So Fucking Banned Industry Role: Join Date: Feb 2001 Location: Taipei Posts: 25,198	Ahhh i hear ya man, that is totally cool for you then. For me , i'm only wanting to benefit by piling up more mileage and spending using their CC on EVERYTHING that i'm buying/paying for already, and paying off the CC every month, thus gaining free miles They rearranged their mileage program so much to fuck the customers a LOT more than before..... so i want to give a lil push back hehe

11-06-2015, 01:11 PM	#17
The Heron Confirmed User Industry Role: Join Date: Apr 2001 Location: Michigan Posts: 4,487	Uh Jscott you saying you didn't have a rewards card all these years? wtf! Yea the Delta card isn't as great as it used to be, also consider the foreign transaction fee's of any cards you consider. Might be better off just getting a cash back card and using the $ rewards to buy flights rather than being tied to delta for reward flights. https://www.yahoo.com/travel/the-top...218818247.html might help you.