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Old 01-27-2020, 07:40 AM   #1
Grapesoda
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any of you cats use a a check book anymore?

not me, I have the bank issue and mail a check if I need on or use the ATM card, but I do see people writing checks at the store sometimes and I wonder why... you guys?
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Old 01-27-2020, 07:42 AM   #2
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Checks were kind a outlawed in Europe before 20 years
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Old 01-27-2020, 08:42 AM   #3
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Warner Borthers sends me royalty cheques and refuse to use wire or any other method. Then I have to manually take it to my bank and wait about 60 days for the cheque to clear. A real pain in the ass.
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Old 01-27-2020, 10:46 AM   #4
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Warner Borthers sends me royalty cheques and refuse to use wire or any other method. Then I have to manually take it to my bank and wait about 60 days for the cheque to clear. A real pain in the ass.
you should be able to cash a check with the bank app on your phone
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Old 01-27-2020, 10:53 AM   #5
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The 17th century called and it wants its payment method back.

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Old 01-27-2020, 11:02 AM   #6
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It's how I pay my gardener and any legal fees.
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Old 01-27-2020, 11:18 AM   #7
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It's how I pay my gardener and any legal fees.
The dog abides.
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Old 01-27-2020, 11:19 AM   #8
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I do. Sometimes when I close an account, an old bill shows up and I have to pay it.
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Old 01-27-2020, 12:07 PM   #9
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i remember them from my childhood
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Old 01-27-2020, 08:03 PM   #10
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Yes still use them all the time
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Old 01-27-2020, 09:13 PM   #11
Grapesoda
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Yes still use them all the time
why is that?
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Old 01-27-2020, 09:36 PM   #12
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I still have a check book, but I cannot remember the last time I wrote a check.

Some things I cannot pay online, such as my garbage. However, one of the companies I own does a lot of cash transactions so we always have a lot of cash and we try to pay cash for everything we can.
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Old 01-27-2020, 10:19 PM   #13
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I use them, but never at the store.

Used one just the other day to the duct cleaning company. I use it for all companies who come service anything at my house, school lunch, my daughters rent etc. I actually write them quite a lot.
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Old 01-28-2020, 08:28 AM   #14
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you should be able to cash a check with the bank app on your phone
Not in Prague, there is more paperwork with one cheque then with a marriage license
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Old 01-28-2020, 08:57 AM   #15
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why is that?
Easiest way to pay the models after a shoot
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Old 01-28-2020, 09:21 AM   #16
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Easiest way to pay the models after a shoot
double post
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Old 01-28-2020, 09:21 AM   #17
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Easiest way to pay the models after a shoot
cash app? I always paid the agency because I did not want to be an employer
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Old 01-28-2020, 09:26 AM   #18
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I don't think they exist here any more...

The last one I saw one here was in about 1999 - $57K - Good day at the casino!....
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Old 01-28-2020, 09:46 AM   #19
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When I need to pay by check (a lot of financial things still require checks, total pain in the ass) I literally go to the bank and have the bank issue the check for me.

Outside of that, Wells Fargo and Bank of America make transferring money to other people fairly simple and cost-effective. Zelle is now available for business, which is nice, though I have yet to use it myself.
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Old 01-28-2020, 10:33 AM   #20
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When I need to pay by check (a lot of financial things still require checks, total pain in the ass) I literally go to the bank and have the bank issue the check for me.

Outside of that, Wells Fargo and Bank of America make transferring money to other people fairly simple and cost-effective. Zelle is now available for business, which is nice, though I have yet to use it myself.
Zelle is great for business; quick, painless and fast.

If I need a check I go to the bank. I do see a lot of old folks 60+ using checks at grocery stores in my area. I guess they are afraid of the technology or not comfortable using a payment method they are not accustomed to.

Generally when I am behind them in line I find that it's quicker to wait for them to write the check than it is for them to figure out how to use the chip reader
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Old 01-28-2020, 08:58 PM   #21
Grapesoda
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When I need to pay by check (a lot of financial things still require checks, total pain in the ass) I literally go to the bank and have the bank issue the check for me.

Outside of that, Wells Fargo and Bank of America make transferring money to other people fairly simple and cost-effective. Zelle is now available for business, which is nice, though I have yet to use it myself.
I use the bank website to issues checks AND mail them
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Old 01-28-2020, 10:42 PM   #22
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"any of you cats use a a check book anymore?"

Damn ! I haven't heard the term "cats" since I was a kid or the last time I played an old Woodstock concert movie.
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Old 01-28-2020, 10:48 PM   #23
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I have a couple of them in the drawers. Never touched them.
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Old 01-29-2020, 01:50 PM   #24
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paperwork never dies
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Old 01-29-2020, 02:53 PM   #25
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"any of you cats use a a check book anymore?"

Damn ! I haven't heard the term "cats" since I was a kid or the last time I played an old Woodstock concert movie.
I was gonna write 'guys' but you 'cats' get offended so easily
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Old 01-29-2020, 02:54 PM   #26
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paperwork never dies
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Old 01-29-2020, 05:08 PM   #27
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Nope. I get money orders to pay idiots in WA state for my fees. They don't take credit cards.
Did see someone at the store with check book. She made people maaaaad.
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Old 01-29-2020, 07:39 PM   #28
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When opened my first bank account in Greece then I was surprised that received a checkbook that I only saw in the movies till then. Then realized it is real and still in use, mostly for paying bills by the old generations. Still somewhere in the bottom of my drawers, never touched it.
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Old 01-29-2020, 11:56 PM   #29
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Use maybe 1 or 2 per year now. Almost as often I'm giving someone a void cheque to start direct bank payments, either coming in or going out.
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Old 01-30-2020, 12:17 AM   #30
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I was gonna write 'guys' but you 'cats' get offended so easily


Cats and kittens
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Old 01-30-2020, 01:51 AM   #31
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Relevant to the topic at hand

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Old 01-30-2020, 03:51 AM   #32
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Just read an article how US pension is being paid by check as well, and this is problem as local banks dont take it any more, so no option to get that money. Crazy.
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Old 01-30-2020, 06:54 AM   #33
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not me, I have the bank issue and mail a check if I need on or use the ATM card, but I do see people writing checks at the store sometimes and I wonder why... you guys?
Writing a check at the store is a bit much - I still see the older folks counting out nickles and dimes at the check out counter just to pay the exact transaction fee -

Besides that, I still write out checks to pay my bills - Write a check to pay my IRS taxes - Some businesses I've seen charge a extra processing fee when you use your credit card -

There are pros and cons to each method -
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Old 01-30-2020, 08:24 AM   #34
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Anybody who actually has a business in the US still has to use checks sometimes - I don't have a book and I've used one or two a month for 5 years.
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Old 01-30-2020, 09:08 AM   #35
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Just read an article how US pension is being paid by check as well, and this is problem as local banks dont take it any more, so no option to get that money. Crazy.
I get my pensions via direct deposit.
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