"Non credit card" countries

[emjay]

Hi y'all,

I'm compiling a list of countries with low/negligible credit card penetration to send to clients, recommending that they send traffic from said countries straight to us.

Are there any countries on there that should not be? In other words, webmasters would be better off charging for content via card, and using phone as secondary, not primary, processor.


af Afghanistan
al Albania
dz Algeria
as American Samoa
ad Andorra
ao Angola
ai Anguilla
aq Antarctica
ag Antigua and Barbuda
ar Argentina
am Armenia
aw Aruba
xac Ascension Island
az Azerbaijan
bs Bahamas
bh Bahrain
bd Bangladesh
bb Barbados
by Belarus
bz Belize
bj Benin
bm Bermuda
bt Bhutan
bo Bolivia
ba Bosnia and Herzegowina
bw Botswana
bv Bouvet Island
br Brasil
bn Brunei Darussalam
bg Bulgaria
bf Burkina Faso
bi Burundi
kh Cambodia
cm Cameroon
ca Canada
cv Cape Verde
ky Cayman Islands
cf Central African Republic
td Chad
cl Chile
cn China
cx Christmas Island
co Colombia
km Comoros
cg Congo
ck Cook Islands
cr Costa Rica
hr Croatia
cu Cuba
xcr Curacao
cy Cyprus
cz Czech Republic
xdg Diego Garcia
dj Djibouti
dm Dominica
do Dominican Republic
tl East Timor
ec Ecuador
eg Egypt
sv El Salvador
gq Equatorial Guinea
er Eritrea
ee Estonia
et Ethiopia
fk Falkland Islands (Malvinas)
fo Faroe Islands
fj Fiji
gf French Guiana
pf French Polynesia
ga Gabon
gm Gambia
ge Georgia
gh Ghana
gi Gibraltar
gr Greece
gl Greenland
gd Grenada
gp Guadeloupe
gu Guam
xgb Guantoanamo Bay
gt Guatemala
gn Guinea
gw Guinea-Bissau
gy Guyana
ht Haiti
hn Honduras
hu Hungary
is Iceland
in India
id Indonesia
ir Iran (Islamic Republic Of)
iq Iraq
it Italy
ci Ivory Coast
jm Jamaica
jo Jordan
kz Kazakhstan
ke Kenya
ki Kiribati
kp Korea North
kw Kuwait
kg Kyrgyzstan
la Laos
lv Latvia
lb Lebanon
ls Lesotho
lr Liberia
ly Libya
lt Lithuania
mo Macau
mk Macedonia
mg Madagascar
mw Malawi
my Malaysia
mv Maldives
ml Mali
mt Malta
mp Marianas Islands
mh Marshall Islands
mq Martinique
mr Mauritania
mu Mauritius
yt Mayotte
mx Mexico
fm Micronesia, Federated States
md Moldova, Republic Of
mc Monaco
mn Mongolia
ms Montserrat
ma Morocco
mz Mozambique
mm Myanmar
na Namibia
nr Nauru
np Nepal
an Netherlands Antilles
nc New Caledonia
ni Nicaragua
ne Niger
ng Nigeria
nu Niue
nf Norfolk Island
om Oman
pk Pakistan
pw Palau
ps Palestine
pa Panama
pg Papua New Guinea
py Paraguay
pe Peru
ph Philippines
pn Pitcairn
pl Poland
pt Portugal
pr Puerto Rico
qa Qatar
re Reunion
ro Romania
ru Russian Federation
rw Rwanda
sh Saint Helena
kn Saint Kitts and Nevis
lc Saint Lucia
pm Saint Pierre and Miquelon
vc Saint Vincent, and The Grenadines
ws Samoa
sm San Marino
st Sao Tome And Principe
sa Saudi Arabia
sn Senegal
cs Serbia (and Montenegro)
sc Seychelles
sl Sierra Leone
sg Singapore
sk Slovakia (Slovak Republic)
si Slovenia
sb Solomon Islands
so Somalia
lk Sri Lanka
sd Sudan
sr Suriname
sj Svalbard /JanMayen Island
sz Swaziland
sy Syrian Arab Republic
tw Taiwan
tj Tajikistan
tz Tanzania, United Republic
th Thailand
tg Togo
tk Tokelau
to Tonga
tt Trinidad and Tobago
tn Tunisia
tr Turkey
tm Turkmenistan
tc Turks and Caicos Islands
tv Tuvalu
ug Uganda
ua Ukraine
um United States Minor Is.
uy Uruguay
uz Uzbekistan
vu Vanuatu
va Vatican City
ve Venezuela
vn Viet Nam
vg Virgin Islands (British)
vi Virgin Islands (U.S.)
wf Wallis and Fortuna Isle.
ye Yemen
zm Zambia
xzz Zanzibar
zw Zimbabwe

Thanks!

[Diomed]

Interesting,

I have always wondered which countries outside of the US use visa/mastercard the most.

As well as, which ones have visa/mastercard debits instead of Maestro, Switch, and Solo.

Anyone?

[emjay]

Originally Posted by Diomed

Interesting,

I have always wondered which countries outside of the US use visa/mastercard the most.

As well as, which ones have visa/mastercard debits instead of Maestro, Switch, and Solo.

Anyone?

I think that list might look something like:

Au Australia

At Austria

Be Belgium

Dk Denmark

Fi Finland

Fr France

De Germany

Xhw Hawaii

hkHong Kong

Ir Ireland

Il Israel

It Italy

Jp japan

Li liechtenstein

Lu luxembourg

Mc Monaco

Nl Netherlands

NZ New Zealand

NO Norway

PT Portugal

Za South Africa

Es Spain

Se Sweden

Ch switzerland

Ae United Arab Emirates

Gb United Kingdom

Us United States

[Domain Diva]

Originally Posted by emjay

Hi y'all,

I'm compiling a list of countries with low/negligible credit card penetration to send to clients, recommending that they send traffic from said countries straight to us.

Are there any countries on there that should not be? In other words, webmasters would be better off charging for content via card, and using phone as secondary, not primary, processor.


ca Canada

Thanks!

You must be kidding right ?

[WDG]

LOL @ Canada.

[Diomed]

Originally Posted by emjay

I think that list might look something like:

Au Australia

At Austria

Be Belgium

Dk Denmark

Fi Finland

Fr France

De Germany

Xhw Hawaii

hkHong Kong

Ir Ireland

Il Israel

It Italy

Jp japan

Li liechtenstein

Lu luxembourg

Mc Monaco

Nl Netherlands

NZ New Zealand

NO Norway

PT Portugal

Za South Africa

Es Spain

Se Sweden

Ch switzerland

Ae United Arab Emirates

Gb United Kingdom

Us United States

Your saying all of these countries not only use visa/master for the majority (instead of maestro, switch, solo) .. but they also have visa and master debit cards too?

[Marquis85]

for once israel isn't on a "ban" list.

[emjay]

Originally Posted by WDG

LOL @ Canada.

lol, yeah, thanks, removed

[emjay]

Originally Posted by Diomed

Your saying all of these countries not only use visa/master for the majority (instead of maestro, switch, solo) .. but they also have visa and master debit cards too?

I'm saying that with these countries, it is probably best to have phone billing as secondary processing and plastic generally as primary.

And as WDG pointed out, Canada should feature in that list, not the other one...

[emjay]

af Afghanistan
al Albania
dz Algeria
as American Samoa
ad Andorra
ao Angola
ai Anguilla
aq Antarctica
ag Antigua and Barbuda
ar Argentina
am Armenia
aw Aruba
xac Ascension Island
az Azerbaijan
bs Bahamas
bh Bahrain
bd Bangladesh
bb Barbados
by Belarus
bz Belize
bj Benin
bm Bermuda
bt Bhutan
bo Bolivia
ba Bosnia and Herzegowina
bw Botswana
bv Bouvet Island
br Brasil
bn Brunei Darussalam
bg Bulgaria
bf Burkina Faso
bi Burundi
kh Cambodia
cm Cameroon
cv Cape Verde
ky Cayman Islands
cf Central African Republic
td Chad
cl Chile
cn China
cx Christmas Island
co Colombia
km Comoros
cg Congo
ck Cook Islands
cr Costa Rica
hr Croatia
cu Cuba
xcr Curacao
cy Cyprus
cz Czech Republic
xdg Diego Garcia
dj Djibouti
dm Dominica
do Dominican Republic
tl East Timor
ec Ecuador
eg Egypt
sv El Salvador
gq Equatorial Guinea
er Eritrea
ee Estonia
et Ethiopia
fk Falkland Islands (Malvinas)
fo Faroe Islands
fj Fiji
gf French Guiana
pf French Polynesia
ga Gabon
gm Gambia
ge Georgia
gh Ghana
gi Gibraltar
gr Greece
gl Greenland
gd Grenada
gp Guadeloupe
gu Guam
xgb Guantoanamo Bay
gt Guatemala
gn Guinea
gw Guinea-Bissau
gy Guyana
ht Haiti
hn Honduras
hu Hungary
is Iceland
in India
id Indonesia
ir Iran (Islamic Republic Of)
iq Iraq
ci Ivory Coast
jm Jamaica
jo Jordan
kz Kazakhstan
ke Kenya
ki Kiribati
kp Korea North
kw Kuwait
kg Kyrgyzstan
la Laos
lv Latvia
lb Lebanon
ls Lesotho
lr Liberia
ly Libya
lt Lithuania
mo Macau
mk Macedonia
mg Madagascar
mw Malawi
my Malaysia
mv Maldives
ml Mali
mt Malta
mp Marianas Islands
mh Marshall Islands
mq Martinique
mr Mauritania
mu Mauritius
yt Mayotte
mx Mexico
fm Micronesia, Federated States
md Moldova, Republic Of
mc Monaco
mn Mongolia
ms Montserrat
ma Morocco
mz Mozambique
mm Myanmar
na Namibia
nr Nauru
np Nepal
an Netherlands Antilles
nc New Caledonia
ni Nicaragua
ne Niger
ng Nigeria
nu Niue
nf Norfolk Island
om Oman
pk Pakistan
pw Palau
ps Palestine
pa Panama
pg Papua New Guinea
py Paraguay
pe Peru
ph Philippines
pn Pitcairn
pl Poland
pt Portugal
pr Puerto Rico
qa Qatar
re Reunion
ro Romania
ru Russian Federation
rw Rwanda
sh Saint Helena
kn Saint Kitts and Nevis
lc Saint Lucia
pm Saint Pierre and Miquelon
vc Saint Vincent, and The Grenadines
ws Samoa
sm San Marino
st Sao Tome And Principe
sa Saudi Arabia
sn Senegal
cs Serbia (and Montenegro)
sc Seychelles
sl Sierra Leone
sg Singapore
sk Slovakia (Slovak Republic)
si Slovenia
sb Solomon Islands
so Somalia
lk Sri Lanka
sd Sudan
sr Suriname
sj Svalbard /JanMayen Island
sz Swaziland
sy Syrian Arab Republic
tw Taiwan
tj Tajikistan
tz Tanzania, United Republic
th Thailand
tg Togo
tk Tokelau
to Tonga
tt Trinidad and Tobago
tn Tunisia
tr Turkey
tm Turkmenistan
tc Turks and Caicos Islands
tv Tuvalu
ug Uganda
ua Ukraine
um United States Minor Is.
uy Uruguay
uz Uzbekistan
vu Vanuatu
va Vatican City
ve Venezuela
vn Viet Nam
vg Virgin Islands (British)
vi Virgin Islands (U.S.)
wf Wallis and Fortuna Isle.
ye Yemen
zm Zambia
xzz Zanzibar
zw Zimbabwe

[emjay]

Originally Posted by Marquis85

for once israel isn't on a "ban" list.

lol yeah was wondering whether to include or not. Being a developed country, I guess most Israelis have plastic, but it would not surprise me if Israel features on card processors' scrub lists lol

[emjay]

Originally Posted by CyberClaire

You must be kidding right ?

Yeah sorry Canada removed :-)

[Lykos]

As far as i see,list is pretty good

[Diomed]

Originally Posted by emjay

I'm saying that with these countries, it is probably best to have phone billing as secondary processing and plastic generally as primary.

And as WDG pointed out, Canada should feature in that list, not the other one...

Your referring to your initial list of countries,

and I am referring to the second list of premium countries that you listed.

What I would like to know, from anyone if possible is:

1. What countries have the majority of their cards visa/mastercard.
2. What countries have the majority of their debit cards visa/mastercard.
3. Which countries are more allocated towards Maestro, Switch, and Solo .. like UK? Etc.

I know certain processors process maestro, switch, and solo, but not most of the time.

Would be really helpful info is all Thanks anyway!

[ExLust]

Thanks for the list.

[emjay]

Originally Posted by Diomed

Your referring to your initial list of countries,

and I am referring to the second list of premium countries that you listed.

What I would like to know, from anyone if possible is:

1. What countries have the majority of their cards visa/mastercard.
2. What countries have the majority of their debit cards visa/mastercard.
3. Which countries are more allocated towards Maestro, Switch, and Solo .. like UK? Etc.

I know certain processors process maestro, switch, and solo, but not most of the time.

Would be really helpful info is all Thanks anyway!

Maestro is the Debit-card brand of Mastercard. Switch is being phased out I think. Visa Electron a must. Companies like Commercegate and Locallbilling I believe offer all options. For Europe's largest market, Germany, check out www.directident.com whereby, like with debit cards, the money is taken from the subscribers regular checking account which rather convieniently doubles as an AVS.

[Denny]

interesting... thanks

[emjay]

Originally Posted by Lykos

As far as i see,list is pretty good

Cheers Lycos, but I am wondering if I should remove Singapore.

I'm guessing that plastic is popular there, anyone know?

[emjay]

Originally Posted by emjay

Cheers Lycos, but I am wondering if I should remove Singapore.

I'm guessing that plastic is popular there, anyone know?

Google to the rescue : according to VISA, there 3.4 cards per household - and that was in 2003 lol - so Singapore removed...

http://www.visa-asia.com/ap/center/v...ard_Report.pdf

af Afghanistan
al Albania
dz Algeria
as American Samoa
ad Andorra
ao Angola
ai Anguilla
aq Antarctica
ag Antigua and Barbuda
ar Argentina
am Armenia
aw Aruba
xac Ascension Island
az Azerbaijan
bs Bahamas
bh Bahrain
bd Bangladesh
bb Barbados
by Belarus
bz Belize
bj Benin
bm Bermuda
bt Bhutan
bo Bolivia
ba Bosnia and Herzegowina
bw Botswana
bv Bouvet Island
br Brasil
bn Brunei Darussalam
bg Bulgaria
bf Burkina Faso
bi Burundi
kh Cambodia
cm Cameroon
cv Cape Verde
ky Cayman Islands
cf Central African Republic
td Chad
cl Chile
cn China
cx Christmas Island
co Colombia
km Comoros
cg Congo
ck Cook Islands
cr Costa Rica
hr Croatia
cu Cuba
xcr Curacao
cy Cyprus
cz Czech Republic
xdg Diego Garcia
dj Djibouti
dm Dominica
do Dominican Republic
tl East Timor
ec Ecuador
eg Egypt
sv El Salvador
gq Equatorial Guinea
er Eritrea
ee Estonia
et Ethiopia
fk Falkland Islands (Malvinas)
fo Faroe Islands
fj Fiji
gf French Guiana
pf French Polynesia
ga Gabon
gm Gambia
ge Georgia
gh Ghana
gi Gibraltar
gr Greece
gl Greenland
gd Grenada
gp Guadeloupe
gu Guam
xgb Guantoanamo Bay
gt Guatemala
gn Guinea
gw Guinea-Bissau
gy Guyana
ht Haiti
hn Honduras
hu Hungary
is Iceland
in India
id Indonesia
ir Iran (Islamic Republic Of)
iq Iraq
ci Ivory Coast
jm Jamaica
jo Jordan
kz Kazakhstan
ke Kenya
ki Kiribati
kp Korea North
kw Kuwait
kg Kyrgyzstan
la Laos
lv Latvia
lb Lebanon
ls Lesotho
lr Liberia
ly Libya
lt Lithuania
mo Macau
mk Macedonia
mg Madagascar
mw Malawi
my Malaysia
mv Maldives
ml Mali
mt Malta
mp Marianas Islands
mh Marshall Islands
mq Martinique
mr Mauritania
mu Mauritius
yt Mayotte
mx Mexico
fm Micronesia, Federated States
md Moldova, Republic Of
mn Mongolia
ms Montserrat
ma Morocco
mz Mozambique
mm Myanmar
na Namibia
nr Nauru
np Nepal
an Netherlands Antilles
nc New Caledonia
ni Nicaragua
ne Niger
ng Nigeria
nu Niue
nf Norfolk Island
om Oman
pk Pakistan
pw Palau
ps Palestine
pa Panama
pg Papua New Guinea
py Paraguay
pe Peru
ph Philippines
pn Pitcairn
pl Poland
pt Portugal
pr Puerto Rico
qa Qatar
re Reunion
ro Romania
ru Russian Federation
rw Rwanda
sh Saint Helena
kn Saint Kitts and Nevis
lc Saint Lucia
pm Saint Pierre and Miquelon
vc Saint Vincent, and The Grenadines
ws Samoa
sm San Marino
st Sao Tome And Principe
sa Saudi Arabia
sn Senegal
cs Serbia (and Montenegro)
sc Seychelles
sl Sierra Leone
sk Slovakia (Slovak Republic)
si Slovenia
sb Solomon Islands
so Somalia
lk Sri Lanka
sd Sudan
sr Suriname
sj Svalbard /JanMayen Island
sz Swaziland
sy Syrian Arab Republic
tw Taiwan
tj Tajikistan
tz Tanzania, United Republic
th Thailand
tg Togo
tk Tokelau
to Tonga
tt Trinidad and Tobago
tn Tunisia
tr Turkey
tm Turkmenistan
tc Turks and Caicos Islands
tv Tuvalu
ug Uganda
ua Ukraine
um United States Minor Is.
uy Uruguay
uz Uzbekistan
vu Vanuatu
va Vatican City
ve Venezuela
vn Viet Nam
vg Virgin Islands (British)
vi Virgin Islands (U.S.)
wf Wallis and Fortuna Isle.
ye Yemen
zm Zambia
xzz Zanzibar
zw Zimbabwe

[Raf1]

are you serious with that list? There are quite a lot of countries that don't fit there. It looks more like a sponsor ban list from 2001, lol

[emjay]

Originally Posted by Raf1

are you serious with that list? There are quite a lot of countries that don't fit there. It looks more like a sponsor ban list from 2001, lol

lol I guess it does a bit.

I included countries like Hungary and Iceland in light of their current ecconmic woes. Care to share which countries you think do not fit?

[AtlantisCash]

Do You think Cyprus should be in that list?

i don't know if they have plastic alot, but as far as i know both Turk Side and Greek side have enough average income, i might be wrong though.

[emjay]

Originally Posted by AtlantisCash

Do You think Cyprus should be in that list?

i don't know if they have plastic alot, but as far as i know both Turk Side and Greek side have enough average income, i might be wrong though.

No AC I think you're right, will remove it, thanks

[notime]

Originally Posted by emjay

Maestro is the Debit-card brand of Mastercard. Switch is being phased out I think. Visa Electron a must. Companies like Commercegate and Locallbilling I believe offer all options. For Europe's largest market, Germany, check out www.directident.com whereby, like with debit cards, the money is taken from the subscribers regular checking account which rather convieniently doubles as an AVS.

payment-network is indeed the next big thing in direct debit without chargebacks in Germany. And Sacha Winkler is a diamond geezer.

Good link Marc.

[emjay]

Originally Posted by notime

payment-network is indeed the next big thing in direct debit without chargebacks in Germany. And Sacha Winkler is a diamond geezer.

Good link Marc.

Indeed he is Jacques. As are you Moving back to the UK btw. Hope to see more of you. Amsterdam only an hour away

[Altheon]

What about countries that are completely worthless. I'm using mod_geoip to completely block the following countries:

Russia
China
United Arab Emirates
Saudi Arabia
Turkey
Egypt
Pakistan
Ukraine

Which ones on Emjay's list should I add to mine?

[notime]

Originally Posted by emjay

Indeed he is Jacques. As are you Moving back to the UK btw. Hope to see more of you. Amsterdam only an hour away

Good plan! Let's meet soon in Amsterdam or UK then (after Barcelona).
I am buying a big share in a high tech development company that has wonderfull unseen features that might be interesting for your back-end also.

[emjay]

Originally Posted by notime

Good plan! Let's meet soon in Amsterdam or UK then (after Barcelona).
I am buying a big share in a high tech development company that has wonderfull unseen features that might be interesting for your back-end also.

Cool, gonna be based between London and Brighton (UK's version of A'dam). Looking forward to seeing what you have for my back-end

[notime]

Originally Posted by emjay

Cool, gonna be based between London and Brighton (UK's version of A'dam). Looking forward to seeing what you have for my back-end

I've been to Brighton once (We hit every sidewalk in every bend on the way there...who put the steering wheel on the wrong side in the rental car?)
P.s. I was not driving..

[Twistys Tim]

bm Bermuda

Anyone surfing for porn from Bermuda is highly likely to have a credit card.

[emjay]

Originally Posted by Twistys Tim

Anyone surfing for porn from Bermuda is highly likely to have a credit card.

Thanks Tim, will exclude Bermuda :-)

[emjay]

Originally Posted by Altheon

What about countries that are completely worthless. I'm using mod_geoip to completely block the following countries:

Russia
China
United Arab Emirates
Saudi Arabia
Turkey
Egypt
Pakistan
Ukraine

Which ones on Emjay's list should I add to mine?

Hey Altheon, no country is completely worthless. Hell, the cell phone penetration rates in some the developing countries in beginning to rival those in the developed ones!

Instead of blocking it, why not send it to a hosted "international" version of your site? See eg www.globalpartyhardcore.com - a surfer from Iarq will automatically see it in arabic

[harvey]

I didn't take a look at all, but Argentina, Andorra, Iceland and Italy to name a few have massive CC penetration. Now, whether to sell to them by phone or CC is another question. See, the main problem isn't CC disposal or lack of it, it's price and non-localized content, not even in the join page. But since nobody doesn't care much about the main page of their sites, well... it's quite easy to see one of the reasons.

Now, if you serve a page in the correct language where everything is clear and people isn't afraid to pull out their CCs because they don't know what are they commiting to, then I'd say CC is the right option.

No matter the common belief here, adult internet isn't (or shouldn't be) too far from mainstream internet. In general terms, what applies to mainstream (including ways of payment) applies to adult, hence, if CC card is the most common way to pay via the internet in mainstream (and in most countries) then it's also that way for adult. Now, adult pages trying to trick surfers (aka customers) with hidden cross sells or weird terms is the main reason to doubt before signing, esp for those that can't read the terms.

[emjay]

Originally Posted by harvey

I didn't take a look at all, but Argentina, Andorra, Iceland and Italy to name a few have massive CC penetration. Now, whether to sell to them by phone or CC is another question. See, the main problem isn't CC disposal or lack of it, it's price and non-localized content, not even in the join page. But since nobody doesn't care much about the main page of their sites, well... it's quite easy to see one of the reasons.

Now, if you serve a page in the correct language where everything is clear and people isn't afraid to pull out their CCs because they don't know what are they commiting to, then I'd say CC is the right option.

No matter the common belief here, adult internet isn't (or shouldn't be) too far from mainstream internet. In general terms, what applies to mainstream (including ways of payment) applies to adult, hence, if CC card is the most common way to pay via the internet in mainstream (and in most countries) then it's also that way for adult. Now, adult pages trying to trick surfers (aka customers) with hidden cross sells or weird terms is the main reason to doubt before signing, esp for those that can't read the terms.

I included Iceland since the country is effectively bankrupt lol

Agree that the join page is the most important page, still amazes me how many webmasters stick to an "english only" sales pitch - especially when you consider that the pics and vids we sell need no translation per se, and we all have access to a worldwide audience...