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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 07-20-2017, 12:29 AM   #1
Bladewire
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No Doc Loans Are back!







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Old 07-20-2017, 01:42 AM   #2
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I cannot see your post since ignore list is the best feature in history
But if those really are back this would be an interesting time for it
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Old 07-20-2017, 04:31 PM   #3
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I cannot see your post since ignore list is the best feature in history
Smart choice
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Old 07-20-2017, 04:46 PM   #4
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Yes they are back

https://www.nationwidemortgages.net/...ion-mobile.asp

The fact is that no income check mortgage programs and reduced document loan programs can be configured to meet your needs if you have strong compensating factors. Many Americans simply do not trust banks or government agencies having access or records of their personal or financial information to get a loan. People do not trust institutions to safely guard their data and many for good reason are terrified of identity theft. No income loan programs provide another layer of protection that many people desire to buy or refinance a house
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Old 07-20-2017, 10:28 PM   #5
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Smart choice
Thank you! It just worked again on whatever it said the second time
I wish I could use this on my neighbors, God damn them
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Old 07-20-2017, 10:36 PM   #6
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Thank you! It just worked again on whatever it said the second time
I wish I could use this on my neighbors, God damn them
You're not very smart.
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Old 07-21-2017, 02:00 AM   #7
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IMHO, Using the ignore list is like sticking your fingers in your ears and saying 'nanananana - i cant hear you' like a small petulant child.

You never know what you might miss out on. Surely people are able to just scroll past a comment they don't like, just as easily as scrolling past the fact that someone has made a comment, you have chosen not so see it, along with a tempting little 'click here to see it anyway' button...

What are we all? 10? I Bet the next reply is telling us how clever he is to have not read the messages....
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Old 07-21-2017, 02:04 AM   #8
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Bladewire
This message is hidden because Bladewire is on your ignore list.
View PostUnread Today, 04:00 AM
Remove user from ignore listCurrentlySober
This message is hidden because CurrentlySober is on your ignore list.

I only wish that I could do this with my neighbors
The scum sucking fuckers
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Old 07-21-2017, 02:30 AM   #9
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I rest my case ! lol
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Old 07-21-2017, 02:44 AM   #10
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Foiled again, brain!
We're sorry you have reached a number which has been disconnected
If you feel you have reac

CurrentlySober
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Old 07-21-2017, 02:45 AM   #11
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https://www.youtube.com/watch?v=DE4zZwDE7bc
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Old 07-21-2017, 03:26 AM   #12
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I love these old style recordings
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Old 07-21-2017, 12:24 PM   #13
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This is not an advertisement for credit. See Privacy for Details. NationwideMortgages.net does not make 100% home purchase loans or guarantee approvals on home loans with bad credit. Nothing on this site contains an offer promise either to extend credit for a "no money down loan" or that any participating lender will guarantee any loan for any purpose or on any specific terms. Loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

Home | About Us | Free Loan Quotes | Warranties and Terms

?2003-2017 and Beyond NationwideMortgages.net - All rights reserved. Not everyone is approved for bad credit home loans with no down payment.
Maybe, they are equity lending at 65% to 75% LTV.
Hard money lenders make these loans all the time. A bank could make such a loan and season it 24 months then sell the loan and continue to service it.
The APR interest rates are way above market rates on these loans after the points charged when writing the loan.

https://www.google.com/search?q=loan...e+verification
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Old 07-21-2017, 01:29 PM   #14
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Originally Posted by CurrentlySober View Post
IMHO, Using the ignore list is like sticking your fingers in your ears and saying 'nanananana - i cant hear you' like a small petulant child.

You never know what you might miss out on. Surely people are able to just scroll past a comment they don't like, just as easily as scrolling past the fact that someone has made a comment, you have chosen not so see it, along with a tempting little 'click here to see it anyway' button...

What are we all? 10? I Bet the next reply is telling us how clever he is to have not read the messages....
I cunt a4d to read your shit.

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Old 07-21-2017, 01:45 PM   #15
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Maybe, they are equity lending at 65% to 75% LTV.
Hard money lenders make these loans all the time. A bank could make such a loan and season it 24 months then sell the loan and continue to service it.
The APR interest rates are way above market rates on these loans after the points charged when writing the loan.

https://www.google.com/search?q=loan...e+verification
Are they no doc? A lot of those results are old and spam pages
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Old 07-21-2017, 02:24 PM   #16
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I cunt a4d to read your shit.

i cunt say i blame u...
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Old 07-21-2017, 02:33 PM   #17
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Quote:
Originally Posted by Bladewire View Post
Yes they are back
https://www.nationwidemortgages.net/...ion-mobile.asp

The fact is that no income check mortgage programs and reduced document loan programs can be configured to meet your needs if you have strong compensating factors. Many Americans simply do not trust banks or government agencies having access or records of their personal or financial information to get a loan. People do not trust institutions to safely guard their data and many for good reason are terrified of identity theft. No income loan programs provide another layer of protection that many people desire to buy or refinance a house
Quote:
Originally Posted by Bladewire View Post
You're not very smart.
Quote:
Originally Posted by CurrentlySober View Post
IMHO, Using the ignore list is like sticking your fingers in your ears and saying 'nanananana - i cant hear you' like a small petulant child.

You never know what you might miss out on. Surely people are able to just scroll past a comment they don't like, just as easily as scrolling past the fact that someone has made a comment, you have chosen not so see it, along with a tempting little 'click here to see it anyway' button...

What are we all? 10? I Bet the next reply is telling us how clever he is to have not read the messages....
Quote:
Originally Posted by CurrentlySober View Post
I rest my case ! lol
Quote:
Originally Posted by Bladewire View Post
Are they no doc? A lot of those results are old and spam pages
Quote:
Originally Posted by CurrentlySober View Post
i cunt say i blame u...


You are welcome ;p

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Old 07-22-2017, 02:44 PM   #18
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Maybe, they are equity lending at 65% to 75% LTV.
Hard money lenders make these loans all the time. A bank could make such a loan and season it 24 months then sell the loan and continue to service it.
The APR interest rates are way above market rates on these loans after the points charged when writing the loan.

https://www.google.com/search?q=loan...e+verification
THAT is the important question .. how much they'll loan and based on what
LTV is based on current FMV, yeah?
So if I want to rehab a garbage hole and I need $5 purchase and $5k to rehab the mess and the value will be $22,500 I can't borrow against the $22,500 - I would be borrowing against the current $5k-$10k current value? Or is FMV meaning the finished value when people talk about that?
I think actual hard money lenders will loan against FMV and they would mean the $22,500 ? ? right ?
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Old 07-22-2017, 02:47 PM   #19
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Damn it, Miss Sarettah
What happened did you find out I'm a Dom and you are trying to trick me into giving you some free discipline?¿
YOU are SO bad, you know
Women are so bad

I love women

PS: Everyone knows that quoting the excrement guy to make me see his post is akin to placing a worm into a book or miss spelling words. I know that, you know!
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Old 07-22-2017, 03:01 PM   #20
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Hard money will lend at 65% LTV -- they are not your venture capital source.

Hard money lenders generally use conservative current market value appraisals'

FHA and HUD used to have rehab loans available ...
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Old 07-22-2017, 03:38 PM   #21
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We did one way back in the day and I know it was just based off credit and our rate was not much higher. They were way easier for us being self employed and we were moving from one state to another.

Common sense needs to come into play when lending to people this way. I recall the joke the mcdonald's guy buying a $500k house and was making minimum wage and they approved it based off his stated income.
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Old 07-22-2017, 03:42 PM   #22
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Hard money will lend at 65% LTV -- they are not your venture capital source.

Hard money lenders generally use conservative current market value appraisals'

FHA and HUD used to have rehab loans available ...

God damn it, FFFS
Fuck

DAMN IT ! !! !!
They use to go 80 or more even after the crash (I think they were even more generous after it happened, right? Or am I wrong on that? To me, after a crash is a great time to buy to rent)
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Old 07-22-2017, 03:44 PM   #23
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We did one way back in the day and I know it was just based off credit and our rate was not much higher. They were way easier for us being self employed and we were moving from one state to another.

Common sense needs to come into play when lending to people this way. I recall the joke the mcdonald's guy buying a $500k house and was making minimum wage and they approved it based off his stated income.
I had considered something similar but I think everything is a felony these days
If I made it to this old ass age without one I want to stay that way - but white collar stuff is SO TEMPTING
I use to thoroughly enjoy being an episode of that program MASTERMINDS when I was young
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Old 07-22-2017, 04:45 PM   #24
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While I have been arrested 982 times- I never got any criminal recorded or was charged with SHIT while sober/when I didn't want to be caught doing anything
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Old 07-22-2017, 04:56 PM   #25
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Mr. Maxwell




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