ING Direct
 

I've had an account for probably three years. What's your question?

One of my brothers does. I personally wouldn't bother with it. The interest they give doesn't even cover inflation, so you're losing money by investing with them. It's about as brilliant as getting a GIC at a whopping 1.5% annual interest return.

What he said...I have had one for close to 4 years...

We've been on since beginning...Good for like christmas club or basic savings...its not bad....
they offer all kinds of stuff now like mortgages etc...but idk about that.

Their account features/setup is similar to other online savings accounts. Nothing spectacular but nothing that is going to blow you away

They're good, I've used them for many years. Interest rates are a joke nowadays.

it's still a better interest rate than a bank.

these guys where one of the fools that used to offer a high interest money market and then turned around and used that money to make high risk mortgage loans. but it is fdic insured so your money would be safe

Wasnt ING bought out recently? I heard they were having some major problems with their file keeping here lately... can anyone confirm this?

Capital One bought their American branch. Will be interesting to see what happens. Most people seem to think Capital One are scum. From what I've seen, I'm inclined to agree.

I think that perhaps you have the wrong impression of what ING is. It's not an investment account, although I think they do offer that. It's simply an online checking/savings solution with a decent interest rate and quite a few nice online features that most banks don't have. For example, sub-accounts, P2P transfers, free bill pay, and a few others.

The US division of ING was bought last week by Capital One, which on the face of it sounds likely to bring an end to all the reasons why people bank with ING: no fees, no minimum balances, simplicity, good rates, etc. -- Capital One is the antipathy of all these things.

Capital One's response to questions from the NY Times seems to corroborate this; the carefully worded and non-committal responses leave their options open to start imposing fees in the future:

http://bucks.blogs.nytimes.com/2011/...rect-purchase/

capital one is the worst type of scum.

i use ing they are good for an everyday account

Go with hsbc much better rates.

i love hsbc when i worked in ft lauderdale hsbc had an account they would setup in dubi amazing

damn those intrest rates are low

ING Australia

$150,000.00 and over 5.75% p.a.
$50,000.00 - $149,999.99 5.50% p.a.
$0.00 - $49,999.99 4.75% p.a.

Bet homeowners in the US aren't paying 7% mortgage rates...

That is low ?????

You have no idea of what the real rates are ...

I just finished a 5 year term on 110 K aty 4.65% ( National Bank ) .

I can get, for 5 years frozen, 2.10 %


So where can I get those above rates ????

LOVE ING. Not for the interest, obviously, but they have free incoming wire transfers and zero-fee ATM withdraws @ every 7-11 and Chase ATMs.

Move to a different country with a different economy? You can't expect to get Australia's interest rates in Canada. :thumbsup

I have ING savings, ROTH and 401k accounts. Some like them some don't.. It requires lots of work and attention but you can really get bang for your buck. Most if the High interest rates on their accounts expire after "x" amount of time let's say 1 or 2 years. Well when that time is up you go back to a 1 or 1.5% interest rates.. But they are always running promotions so once that time is up. Open a new account and get the new promotion of 3-5%. You just have to figure out if it's worth your time to play with the accounts like that.