Mobile/SMS Payment Alternative
 

Now would be a good time to ask for suggestions for a mobile/SMS alternative with these features:

1-allows payments via mobile/SMS/user credit/debit card by phone, up to $99usd transaction
2-recurring billing would be nice but not a must if payments can be made up to $99usd
3-global reach---wherever there's a phone (i know, dream on…)
4-instant password sent to the customer

Bumps... my lovely lady bumps

a bump for out of the box solutions