Zenus Bank?
 

A friend of mine told me this morning about this new digital bank that allows people to create a US bank

Does someone know more about them?

https://i.ibb.co/nnP7jPC/Zenus-Bank-...0-15-38-34.jpg

Sounds like transferwise clone. Xapo also announced how they will transfer into US digital bank. Will see what will be from it.

That sounds like great news, yuu . . .

Looks interesting! But also possibly expensive.
Let's see!

Doesn't appear to be FDIC insured, but if they can receive/send ACH's and Wires, could be a viable option for those in USA needing some type of passthrough business account if they're in a position where it's hard to get one through a 'normal' bank.

Very few US banks aren't FDIC insured, and most of those are grandfathered. Credit Unions have their agency. If it isn't insured, it probably is using a bank rather than being a bank. Look closely at the rules or you could wind up losing your dough.