Idea for CCBill and Epoch
 

How about a global registration for each biller so surfers just have to enter a user and pass and join a site, kinda like when you pay with paypal or any site where you already made a purchase before, there are a million excuses why not to do this but in this economy its time to really think on ways to get the sales up.

That's a good idea, I do that with amazon all the time. If my info wasnt just sitting there half the time. I wouldn't buy if I had to go find my wallet to make a impulse purchase.

That would be a great tool.

I use that for Paypal all the time.

:thumbsup:thumbsup

I a one touch cookie. OH and TUSHY CASH ROCKS!! Sign up folks! :thumbsup I like the idea by the way, like an Easy pass type setup.

The recent thing was merchants can't share user data. So I doubt thats possible.

not a bad idea :thumbsup

nah it would be separate for ccbill and separate for epoch no sharing

Who owns the customer data / information with that setup? It seems at this point that the customer would become a customer of ccbill / epoch which could place a lot of liability on the billers and away from the site owners.
WG

Maybe it's something limited to sellers with their own merchant account. But if doable it's a good idea. :thumbsup

Here's anther one.

How about a 5 day, or could be 10, 15, 100 day, membership that is exactly that. Every separate day the member logs in he loses one of the days he bought. Rather than it going over a 30 day time period he gets 30 days of his choice.

That's a really nice idea

Well guess what for the sake of helping everyone including themselves obviously make more money they would have to make it clear in some TOS that they manage the customer as they do now so they can cancel the account on the behalf of the webmaster and they will maintain the data should they decide to join this site or another site they manage for, as far as liability goes, the word liability sounds scary, break it down please how does this place "a lot of liability on the billers and away from the site owners?"

Great Idea if they could make it work.

Always wondered why there wasn't a porn wallet. You charge it up and then you could spend it all a bunch of different sites. I am sure a lo of program owner would jump on
it.

we as the site owner using ccbill and epoch NEVER HOLD the customer info, all we have is name, email and ip, ccbill and epoch hold the cc info and private info of the customer.

But you still own the customer, the biller is just processing cc transactions on your behalf.
WG

I think it has to do with credit card association rules that you cannot process transactions on someone else's behalf. That's just a guess really though, I think the infrastructure changing like that won't be able to happen.
WG

that's exactly what an IPSP does/is . CCBILL and Epoch have merchant accounts and process on someone else's behalf - site owners.

I'd like to hear from CCBILL or Epoch if there are any rules or restrictions that would make this idea a no go.

Thank you. After the holidays I'm going to try and implement it.

oh thats really stupid idea ... so you say anyone can buy anything in that system if he know username:password? so credit card will be stored in "edit your details" area? now imagine all the hackers who will find your login ... you will be billed for hundreds of sites you never saw ... what you think about it? :) ... just imho ...

Great idea. Sharing billing information like the credit card number isn't a problem.
As mentioned, the site owners generally don't even HAVE that information, so
there's no need for them to share it and no way they could. CCBill has the information
and wouldn't need to share it with anyone else.

Until recently, the rules were in fact that you could not process transactions
for someone else. To do so was called "factoring". The processors found
a way around that, sort of. The user bought a user name and password from
CCBill, iBill, or whoever. That's why Verotel did "ticketsclub" - the customer
s buys a ticket from verotel and would log into Verotel at least once. The
customer is not buying content from the site - they are buying a user/pass
from CCBill. CCBill could easily store the customer info and use it to easily
sell them a user/pass to another site. The idea was that it was like buying
an Olive Garden gift card at Wal-Mart. Wal-Mmart is the one selling you something -
the gift card. When you buy that card at Wal-Mart you are Wal-Mart's customer.
Wal-Mart is not processing transactions for Olive Garden. Similarly a punter is
CCBill's customer, buying a younganal.com "gift card" (user/pass) from CCBill.


With the IPSP system, I think the customer is still pretty much a customer of
CCBill and CCBill can laregely treat them as such, including making it easy for
them to buy user/pass combos which will work at other sites.

let's make this happen - one or two clicks to join new sites would really boost sales I think.

did you just wake up after a 15 year nap? the entire internet works like that, imagine hackers get your paypal info or your amazon.com info or a million other sites user and pass.

I mean seriously some here made valid points but you def are either high or have no clue

so its wrong point? or what is wrong with that reply? i dont know everything as many also dont, so i am sharing my opinion, sorry if i am at wrong place :)

There are probably ways to prevent/limit fraud ... reaching for that credit cart is an obstacle to spending money ... make it easier to spend money and everybody wins ... the webmaster, the ISPS, the credit card company ...

exactly and I hope things that can make a difference right away to sales are implemented

That would rock!

eb, good idea, well get it checked out

let me mention that right now, we have something thats a little similar, where for a client, a surfer that was previously billed by them, can reestablish a membership with the click of a button.

Do people hack into your bank account and/or paypal account?

Very Simple...Google Checkout Does it.

The customer IS owned by CCBill or Epoch. They own the merchant accounts that are being used, and even without Mastercard deciding to enforce their own existing rules, those surfers have always belonged to the IPSPs.

You don't take your data with you if you go, like you do with a merchant account. But you also don't have to worry about customer service, fraud control settings and MC/Visa fines when you use them. It's an even trade.