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PhillipB

01-30-2009 03:36 PM

Anyone with a Citibank Card?

If you currently have a low APR, Citibank may be trying to raise your rates because the US Prime Rate is so low. I got a notice with this month's statement. The good news is that you can opt out if you give them a call. The bad news is that they will close your account when your card expires. Mine doesn't expire for many years, so I'd rather pay the lower rate for now and get a new card when it expires.

Ozarkz

01-30-2009 03:38 PM

The new rate doesn't start till your original card expires, correct?

GetSCORECash

01-30-2009 03:39 PM

I got the notice, and it scared the shit out of me. I have over 6K on my business card, with them.

Poppy

01-30-2009 06:26 PM

I'm going to opt out as well.

PhillipB

01-31-2009 03:33 PM

Quote:

Originally Posted by Ozarkz (Post 15413551)

The new rate doesn't start till your original card expires, correct?

It starts Feb.3, 2009.

woj	01-31-2009 03:35 PM

I thought you guys would pay it off each month, paying 15% interest is crazy...

Michaelious

01-31-2009 04:10 PM

I think we should all stay away from credit cards right now

pocketkangaroo

01-31-2009 04:25 PM

Very nice of them after our taxdollars just bailed them out of insolvency.

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