somebody tried to defraud us 2K (Pic)
 

Some bastard created a check for 2k using our bank information and tried to cash it, apparently trying to pay off their amex bill. Our fraud systems caught it and it wasnt able to be cashed

http://i41.tinypic.com/n1tjwx.jpg

Warning for those that send payments out, its pretty easy to create a fake check and fill in an account/routing #

It often makes sense to use fraud resistant checks and have a process with your bank to regularly send them a list of checks that they are allowed to cash, for your protection.

now to see what we can do with this guy, whats funny is i think amex tried to cash this check

Wouldn't that be straight out fraud and I would almost think a felony? Obviously American Express must know who it is.

Positive pay is the only way to go :)

i found that interesting as well.

this guy could have used a fake id and name to try to cash it, but apparently decided to send it to amex to pay his bill off.

i posted this on 1 other board and the first response was:

well at least he had the good desire to pay his bills, thats kinda nice :)

sorry, was trying to pay my tab at Vegas..:upsidedow

I miss you guys..:pimp

I wonder if someone is using a stolen AMEX card, or one they obtained through some type of identify theft, running it up, then using stolen checks to pay it off hoping they'll get through a few cycles before it gets shut down.

my thoughts as well :)


hey RyuLion, hope you are well


yea, warchild, that may be, guess well find out soon

If not, they certainly deserve their 5 minutes of fame on "America's dumbest criminals"

damn, thats fucked up

good catch, usually those are hard to find for most people.

this happened to me back in like 2003/04. I went to withdrawal cash from an ATM before going to bar and said I had insufficient funds. I called the bank and they said I over drew my account by a few hundred dollars.

The bank I was using then was horrible and took days to get things resolved. Found out someone was creating checks from software they bought at Staples with my account info on them.

since then I dont use checks and refuse to send them in the mail unless it is by FedEx. I opened up a 2nd checking account with my bank and only move exactly the amount of money i need to cover a check so I never have to deal with that headache again

AmEx was on the list of financial institutions wanting to pay back TARP. I highly doubt they are trying to kill their integrity over $2000.

yea, i agree, i posted that because i found it funny :)

The killer is when people put small changes on the cheques..

$110 becomes $410, etc

The only real way to catch it is to do a lot of book balancing.

Edited: blah I don't care to partake in drama tonight.