Domestic Violence is a Pre-Existing Condition - Coverage Denied!
 

If you are a woman and live in either of these states Arkansas, Idaho, Mississippi, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, D.C. and Wyoming its your fault that you got your ass beat!


http://www.seiu.org/2009/09/domestic...-condition.php
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Insurance companies have used the excuse of "pre-existing conditions" to deny coverage to countless Americans. From cancer patients to the elderly suffering from arthritis, these organizations have padded their profit margins by limiting coverage to patients deemed "high risk" because of their medical condition.

But, in DC and nine other states, including Arkansas, Idaho, Mississippi, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, and Wyoming, insurance companies have gone too far, claiming that "domestic violence victim" is also a pre-existing condition.

Words cannot describe the sheer inhumanity of this claim. It serves as yet further proof that our insurance system is broken, destroyed by the profit-mongering of the very companies who's sole purpose should be to provide Americans with access to care when they need it most. In 1994, an informal survey conducted by the Subcommittee on Crime and Criminal Justice of the United States Senate Judiciary Committee revealed that 8 of the 16 largest insurers in the country used domestic violence as a factor when decided whether to extend coverage and how much to charge if coverage was extended.
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Down with ObamaCare!

"It is still legal in nine states for insurers to reject applicants who are survivors of domestic violence, citing the history of domestic violence as a pre-existing condition"
Source: National Women?s Law Center. Nowhere to Turn: How the Individual Health Insurance Market Fails Women, 2008.

Then change the state laws?

Aye, because that has worked so far. And it's not like they don't deny you for just about any other pre-exisiting condition. Actually it's damn near impossible to get covered on a personal plan or small company plan, if you have any pre-exisiting conditions.

Americans don't have another 20-50 years to wait for insurance companies to kill us off.

And the government run plans have done better? Hows medicare working out?

Domestic violence is becoming a national sport in the US.

I'm surprise that women aren't bitching up this issue.

Actually I think a lot of shit is wrong with insurance. Just do away with it.

http://www.va.gov/

I don't hear any complaints.

You dont? You must not be listening :1orglaugh

Actually here is what Ted Kennedy said about them in New England in 2007:

Yes. IN OTHER COUNTRIES. :)

We need a totally new health care system. One I hope hurts the insurance and legal professions.


.

Some are doing perfectly fine, most have improved greatly. VA still sucks, but at least it's free and so many other people care that it actually makes them really good.


My dad has a broken back, he uses ss/medicare. His only complaint is he has to wait around and sometimes come back, but that is the Doctor - they do get busy. Grandfather and half my family use the VA.. really, no complaints other than we all have to drive forever to the va.

SS was doing fine until Bush screwed it up, so it can get unscrewed.

Then I lived in Canada and used that Gov Social medical system.. I would take it without question. Actually, ever American that has used and the 10,000's that use it every month for eye/teeth care, that is as good and cheaper than our co-pays, don't complain about it.

Acne...acne, is a pre-existing condition. Come the fuck on.

You might not agree with the talks of the health bill, but you must know with the two examples in this thread that the insurance companies are fucked. Something needs to be done and pretty quick.

People talk about 'Govt death panels' ...no one ever mentions the Corp death panels that go on today and will continue if nothing is done..

Man fuck Obama wanting to fix this shit!

Lots of older people are against nationalized healthcare for everyone, and yet are anxious to get on / keep Medicare. Hypocrites!

In regards to death panals, the insurance companies already do that...

Very often the insurance company will deny (sometimes even after initially approving) a costly medical procedure regardless of whether the person technically qualifies in the hope they die before ever getting through all the redtape. And people worry about death panals when the worse offender are insurance companies.

Ron

My father in law was a veteran. He had a stroke when he was in his mid 30's. The VA provided all his medical care, all his supplies, his canes, his leg braces, his ace bandages, his tests, his medication, EVERYTHING. And ya know what it cost him? $0.

He never complained about it. He was thankful for it. :thumbsup

ppl talk about govt rationing healthcare, like insurance companies will pay for an infinite amount of treatments. As if they wont drop you if u exceed a certain amount of $$ if u get sick with cancer, etc.

"Pre-existing condition" is just a politically correct way of saying "high risk"... someone who frequently gets beat up and needs medical care is obviously "high risk"... so it makes complete sense why insurance company would deny paying for it...

that is crazy...

Yes, but the insurance companies are not BETWEEN you and your doctor ..... :1orglaugh:1orglaugh:1orglaugh

never mind

A "for profit" company has to answer to its share holders. I understand that some bitch who deserves a good beating every once in while will find another guy who will beat the shit out of her. Why would a health insurance company cover her? They are not making money if a bitch keeps on getting her ass beat.

Health care insurance companies are looking out for the Benjamins. These bitches are just raising our premiums ....BadDog agrees with this....so it must be true.

Trust me....its like trying to teach a retard 2 + 2 = 4....but they insist it equals 5.

I have asthma so it is impossible to get any kind of insurance that will cover any kind of asthma related stuff. Actually, most companies either flat out deny me or they give me such a high quote on the premiums it isn't worth the money. It is cheaper to pay for the medicine and doctor visits out of my pocket then the excessive premiums. So I went out and got a "catastrophic" policy. This is supposed to cover me if I have something major happen like a heart attack or need a major surgery or suffer some kind of major injury. But when I filled out the form I swear I had half the pre-existing conditions. I have asthma, I have broken a few bones in my life, I was once hospitalized for an illness because they thought I had mild pneumonia so they kept me overnight to make sure - only to find out it was just bronchitis, when I was about 9 months old I had scarlet fever...twice. It is nothing outrageous for a person my age (save maybe the scarlet fever stuff), but I'm confident that if I ever need the policy they will use one of these things to deny my claim and stick me with the bill.

I wonder how many rednecks beat their wives....

I would assume by redneck you mean uneducated southern whites, if that is the case their numbers pale in comparison to the number of blacks and hispanics that beat their wives

The rednecks must have a strong pimp.

I've always defined redneck as a lesser educated person who is more country than city, not necessarily southern. I grew up in a small town in the pacific northwest that was a mill town. Most of the people that lived there were loggers or farm workers and it was very redneck.

Fuck that is a crazy story.

greedy bastards.

In this context I would suggest that the phrases, redneck, trailer trash, NASCAR fans and Joe the Plumber are interchangable.

Meanwhile, the "n word" strikes me as most appropriate for African Americans who do the same.

Your mileage may vary.

First someone dies of cancer because of 'acne', now someone is denied coverage for something that's not even a health condition... has anyone actually check the veracity of all these stories?

The vast majority of abused women seem to just stay with the same guy who abuses them. Then when they do break up and find a new guy the new guy also beats them.

These women have a choice to STOP DATING GUYS WHO BEAT THEM.

This is one time I am on the side of insurance companies who do not want to pay out.

Why is insurance analogous with health care in this country?

Why is it related?

Umm... I guess because insurance companies grew the health care industry making it so the common man couldn't afford health care but could get insurance. Or you could say that's how free market works / capitalism works.

insurance companies should be deemed illegal. They're thieves in suits

I didn't ask why it's related - I asked why it's analogous.

I don't expect my homeowner's insurance to cover lawn care and plumbing maintenance, or my auto insurance to cover oil changes and general care. Why do we have a system that's set up health insurance to a wildly different standard wherein I must have health insurance to get an appointment for a physical?

It seems kinda a fundamental issue at the root of the problem to me, you know? It seems supremely indicative of collusion.

analogous = related in nature, function, idea...

Health insurance doesn't cover the foods you eat, the party drugs, bad or good stuff you put into your body, the life style you live. That's the oil change in a car.

Insurance (other than health) was created for emergency use only. For that to happen now all general medical costs would have be so cheap the average -non- working person could afford to use them. Then you would only need insurance when something major happens.

*nods* That's where I am going with it - to me, an annual physical is along the lines of an oil change/ tune up. And I should be able to go to a doctor to get that handled without having to prove insurance. Which, as the system stands? I haven't found to be true - if I call a doc's office, the first question I am going to be asked is if I have insurance.

Sure, the case can be made that's why we have urgent care, but...Honestly, I shouldn't have to rely on urgent care or Minute Clinic for wellness care.

It says "a history of domestic violence" - not "domestic violence" but its not like some of you can be expected to comprehend what you read.

and you're fucking right. if some woman needs to be in an abusive relationship where the guy beats the shit out of her ever Saturday night... that's fine with me. its a free country. i just don't want to have to pay for it after the 3rd or 4th time.

She has to take responsibility for her choices...not me. The exact problem with socialism is the constant them of taking personal accountability out of the equation and subsidizing poor choices and behaviors at the direct expense of those who behave responsibly.

and here is the funny thing about this retarded rant about "pre-existing conditions" and claiming insurance companies are just trying to fuck you over.

YOU want an insurance company to pay for some bitches broken jaw and reconstructive surgery when its the 7th time her husband has beat the shit out of her. She stays with him... everyone knows where it's going and everyone knows how the story will end. But then at the same time.. YOU think the insurance company is fucking her over. Where does the money come from for the insurance company to pay for $89,000.00 this shit? Not from her. It comes from all the people who make better choices. Who pay into the system and keep their nose clean. And those people end up paying MORE to pay for the idiots who can't/don't make good decisions.

So her paying for insurance isn't her taking responsibility? She prob has a job, pay taxes, and has insurance.. but now her personal life is your problem too?

Dang, can't have big gov in our lives but big corps, that's totally okay.



Odd how other Socialist countries are doing just fine while ours falls apart around the edges all because of social issues. You rebuild a country from the ground up, not from the top down.

no.... the issue is exactly what was stated.... "HISTORY OF DOMESTIC ABUSE" - which isn't exactly an uncommon thing and obviously not the same as a one time event.


If i have a HISTORY of jumping from the roof of 5 story buildings... then the problem is ME,... not the insurance company.

Of course, the last thing you people believe in is personal accountability, so i'm sure that analogy makes zero sense to you.

So what if it's a history? Kids have history of getting sick, some more than others. Some kids fall down and break a bone every time. So people are born with mental medical issues, social issues, etc..

Some are bound by fear...


But yes, SO logical...So American! Just 'forget' those who need help, even more so when they can't help themselves. It's logical, you help yourself thus everyone can do the same.


You know, maybe we should stop paying for rape victims too. If the chick didn't act like a drunk whore in the bar, she wouldn't have gotten gang raped.

kids are not legally responsible for their behavior or choices

sure... so... the woman after the second time should get help, get out of the relationship and stop putting herself in that situation. i'm all for a balance. i am just against the general line of thought that says "nothing is your fault... don't worry, i'll pick up the tab". if i have to be responsible to her - then she should be responsible to me (us).

Where have you ever heard of women that are compulsive rape victims? Women that just constantly put themselves in situations to get raped? Have a history of being raped?

Again, you are attempting to twist things to detract attention from the issue of how society should deal with a one time event/tragedy/accident to how to deal with someone who has a HISTORY of the same thing again and again.

:2 cents:

http://www.sickforprofit.com

So simply put... if someone has repeating problems, cut them off.. because in your mind a women simply has to make a different choice, end of problems.

How uneducated you are...

If you keep crashing your car your insurance company will cancel you. :2 cents: