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-   -   Good place to get 3 in 1 Credit reports n scores? (https://gfy.com/showthread.php?t=964727)

Juicy D. Links 04-21-2010 07:16 PM

Good place to get 3 in 1 Credit reports n scores?
 
Where are the legit places that wont triple x sell you and so on??/


Thx

BIGTYMER 04-21-2010 07:23 PM

What you don't want to use FreeCreditReport.com? They like to rip you off and spam you forever. :1orglaugh

Sosa 04-21-2010 07:27 PM

Ok never mind, you said legit lol! I can rebill the fuck out of you if you want :)

fatfoo 04-21-2010 07:27 PM

I heard that some insurance companies may do a credit check for free if you are doing business with them.

Juicy D. Links 04-21-2010 07:30 PM

Quote:

Originally Posted by fatfoo (Post 17062037)
I heard that some insurance companies may do a credit check for free if you are doing business with them.

dude , seriously $50 if you stop posting.

contact me

Juicy D. Links 04-21-2010 07:31 PM

Quote:

Originally Posted by BIGTYMER (Post 17062022)
What you don't want to use FreeCreditReport.com? They like to rip you off and spam you forever. :1orglaugh

their fucking "jingle" in their commercials makes me wanna ill someone lolol

GrouchyAdmin 04-21-2010 07:32 PM

https://www.annualcreditreport.com/cra/index.jsp - the only one that isn't there to fuck you in the butt, legally.

Profits of Doom 04-21-2010 08:34 PM

Quote:

Originally Posted by GrouchyAdmin (Post 17062046)
https://www.annualcreditreport.com/cra/index.jsp - the only one that isn't there to fuck you in the butt, legally.

They are just for getting your once a year free report from each bureau that you are legally entitled to. If you want the 3 in 1 and score, or the credit report monitoring, then go to any of the three major credit bureau sites directly, transunion.com, equifax.com, and experian.com. I've used the monitoring from equifax.com for years and have no complaints, but I believe experian.com is the cheapest ($9.95 a month). None of the three have cross sells...

TidalWave 04-21-2010 08:44 PM

www.truecredit.com

D Ghost 04-21-2010 08:46 PM

yeah, watch out for those sites, they like to bang cards, xsell, etc and they rely on recurring billing and hope people forget about it.

brentbacardi 04-21-2010 08:50 PM

you can do MyFICO.com , they are pretty good and give a lot of extra info in their report.

freecreditreport.com wasn't that bad, i tried a couple out as I used to work in the home finance and credit field. Just make sure you cancel their special service within 30 days, wasn't a biggie.

CYF 04-21-2010 09:32 PM

annualcreditreport.com <-- the only legit one. you can also buy your FICO score from there.

Fatfoo is right, if you call up an independent agent and get an insurance quote, they pull your credit and they can tell you the score. Won't be all 3, it'll be whichever one they use.

brentbacardi 04-21-2010 11:13 PM

Usually banks and the like pull experian but it could be any of the three. Getting only one score is useless unless a bank is only using that one score to determine if you get a loan.

For most places and for mortgages they use the middle of the three scores, so lets say you score 520, 550 and 640, the only score that matters is the 550 which wont do much for you now... and you happen to pull the 640 and think you are doing ok. I remember when you could have a 520 and get a decent mortgage no problem lol

Best to get all three scores, plus if you have a mistake, its usually only going to be on one of the scores, so checking just one wont catch it.

If anyone needs credit score advice just ask, I used to do this professionally.

MinionDH 04-22-2010 03:38 AM

AnnualCreditReport.com is run by the government so they're legit. All the others will screw you monthly

CarlosTheGaucho 04-22-2010 04:33 AM

Quote:

Originally Posted by Juicy D. Links (Post 17062042)
dude , seriously $50 if you stop posting.

contact me

:1orglaugh:1orglaugh:1orglaugh:1orglaugh:1orglaugh :helpme

May wanna check the www.assfuckreport.com

stephane76 04-22-2010 06:49 AM

been using them for over 3 years http://www.freecreditreport.com/
never had an issue
i pay 12.95 a month and send me alerts if there is a change on my credit score...

ErectMedia 04-22-2010 07:11 AM

I have been using http://www.truecredit.com/. If you wanna cancel you have to call them up but I have let it rebill for 2-3 years now as I like keeping an eye on all 3.

Horny Dude 04-22-2010 09:43 AM

Anyone push credit reports as an affiliate? Seems like it would be an easy sell. Wonder if you get rebills.

datatank 04-22-2010 10:46 AM

Quote:

Originally Posted by dj the kid (Post 17062235)
yeah, watch out for those sites, they like to bang cards, xsell, etc and they rely on recurring billing and hope people forget about it.

lol lol ....

CarlosTheGaucho 04-22-2010 11:18 AM

http://3.bp.blogspot.com/_lvC98Xdf-Y...land_small.jpg

Daddy Big Nuts 04-22-2010 11:51 AM

Quote:

Originally Posted by Juicy D. Links (Post 17062042)
dude , seriously $50 if you stop posting.

contact me

:1orglaugh

Equifax works for me......


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