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Typically takes 1 to 4 hours unless the Patriot act is in effect!
I suggest leaving the "memo" field blank! They hold wires from time to time on me that I am sending if they do not understand the meaning of the memo field! Whoa! Stupid. |
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Here is an example of Patriot Act in the Act:
Funny, I sent a wire to someone and this is what happened: http://critical.net/iran.jpg Notice the IRAN SANCTIONS!???? Funny as hell. I sent the money FROM Chase Bank TO Chase Bank in New York. Can I hear #BankFail? LOL |
seconds usually. the banker will receive a response after it is completed. If it is done after hours then the next day.
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I do on occasion. They are pretty good to me but sometimes I get red in the face with them but oh well, they are better than Wells Fargo by far. :-)
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All US banks, dealing with other US banks have pretty much the same policies. Typically wires initiated before noon are credited the same business day, while anything after noon gets credited on the next business day.
However they can hold your transaction depending on your relationship with your bank. It could be a 24 hold, a 72 hour hold, 5 business days or even 10. However if they smack a hold on the wire for whatever reason the transaction will still appear in your account online, but you'll see some sort of hold message. If anyone tells you any different than what I have posted here they are full of poop. There is one guy selling content on GFY that tells a wonderful story - so be careful of scammers like him. The wire went from Bank of America in CA to his bank in Florida. The wire went out four weeks ago, confirmed by senders bank. Three weeks later he claims the bank contacted him and put a hold on a wire that was processed 3 weeks ago. LOL No bank goes into your account weeks later and says oh we changed our mind, we decided to put a hold on the wire now instead of when it came in. Some people are so beyond stupid, they really believe these kind of bullshit stories. |
umm, if it's the same bank you don't NEED a wire - you can direct deposit to any account (instantly). why pay wire fees?
most US wires for me take 1-2 days... usually 2 and show up at the end of the second day. (ccbill stuff)... occasionally it takes 3 - when there's a holiday in one country or another that happens.... |
Chase has what they call QuickPay .. just use that, its sort of like a Paypal alternative for Chase account holders.
It clears overnight. |
50 bank wires
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It should be really fast,basiilly few minutes..
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i have been receiving wires from the US, Canada or Russia within 24 hours
should i get the popcorn ready? |
Pay jfk ! ! !
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I can send wires from BoA to M&T bank and its damn near instant.
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Long enough for the banks to use YOUR money in the overnight money market ...
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I've seen it take anywhere from a few hours to a 3 days...
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Long enough for the banks to make interest on YOUR money while the are holding off processing your wire transfer ....
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