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-   -   Can your bank deny you a loan because you run porn? (https://gfy.com/showthread.php?t=1159605)

makeabuck 01-24-2015 03:33 PM

Quote:

Originally Posted by Grapesoda (Post 20369335)
it was paying the models and the agencies that got me busted ... the bank just followed the trial back to me :2 cents:

That's terrible. Sorry that happened. I hope it never happens to me.

*edit*
Fuck, wasn't I supposed to say something on this post?

Shoplifter 01-24-2015 03:35 PM

I remember a thread here quite a few years back where someone was denied a mortgage because the phone number he used in the application showed up in the whois of adult themed domains.

HomerSimpson 01-24-2015 05:09 PM

fucks banks - move to bitcoin :)
JK

NatalieK 01-24-2015 07:38 PM

our business bank account is with Natwest, name, GspotProductions. Name, oh, a give away :winkwink:

LazyBastard 01-24-2015 07:52 PM

Quote:

Originally Posted by HomerSimpson (Post 20369412)
fucks banks - move to bitcoin :)
JK

Indeed, move to bitcoins if you enjoy rollercoaster rides and are not weak of heart.

makeabuck 01-24-2015 07:56 PM

Quote:

Originally Posted by LazyBastard (Post 20369511)
Indeed, move to bitcoins if you enjoy rollercoaster rides and are not weak of heart.

I hate roller coasters! I will just stick with my bank and hope they stick with me and give me this big fat line of credit.

WDRockstar 01-24-2015 08:42 PM

I remember a client of mine had me do three (3) mainstream landing pages... When I asked him what's it for, he told me "its for the bank" :D

Struggle4Bucks 01-25-2015 08:34 AM

Quote:

Originally Posted by makeabuck (Post 20368957)
Then I didn't get it exactly and perhaps I'm a little slow, but again it doesn't apply to me. If I were running only $200.00 a week through an account I might as well just go work at the closest fast food restaurant.

I have 6 people to support! lol

Yoooo relax... I didn't say it applied to you... i also didn't quote you or referred to you...
it was a little off-track (tho i think it's a thing to consider when you throw a front-site online ...) that's why i said...

nevermind... :)

Struggle4Bucks 01-25-2015 08:38 AM

Quote:

Originally Posted by HomerSimpson (Post 20369412)
fucks banks - move to bitcoin :)
JK

If i would save bitcoins for buying a house... then one day i could buy a ranch... and the next day i can only buy 2 square meters of farmer-land:1orglaugh

mineistaken 01-25-2015 08:39 AM

I did not read the whole thread so not sure if clarified - are you applying for personal credit or for a business credit? If personal - that should not matter.

RummyBoy 01-25-2015 08:41 AM

Quote:

Originally Posted by GspotProductions (Post 20369502)
our business bank account is with Natwest, name, GspotProductions. Name, oh, a give away :winkwink:

Isnt Natwest still owned by RBS? RBS is one bank which almost single handedly bankrupt the UK, under Fred Goodwin.

Of course its part nationalized but still Id hate to be with an institution that has a history of irresponsibility.

DBS.US 01-25-2015 02:20 PM

Simple Fix: Boycot Chase bank, move your money to Wells Fargo

Wells Fargo -- Hey Porn Stars, Bring Your Hard-Earned Money to Us! | TMZ.com

Chase bank worked with the Nazis:10 Global Businesses that Worked With the Nazis

makeabuck 01-25-2015 04:56 PM

Quote:

Originally Posted by mineistaken (Post 20369708)
I did not read the whole thread so not sure if clarified - are you applying for personal credit or for a business credit? If personal - that should not matter.


It's actually a business line of credit.

makeabuck 01-25-2015 04:57 PM

Chase bank is so fucked up they wont even allow you to use your debit card for anything on backpage.

KillerK 01-26-2015 12:11 AM

Quote:

Originally Posted by makeabuck (Post 20370046)
Chase bank is so fucked up they wont even allow you to use your debit card for anything on backpage.

I have Chase ran a lot thru it and they never asked any questions. Wells Fargo seems better and I use them more though. Chase wouldn't let my debit card spend 100k a day on it when I needed that.

iamBoogieman 01-26-2015 07:53 AM

Bank are greedy bitch.

faxxaff 01-26-2015 09:17 AM

Quote:

Originally Posted by Shoplifter (Post 20369342)
I remember a thread here quite a few years back where someone was denied a mortgage because the phone number he used in the application showed up in the whois of adult themed domains.

Hmmmm, .... I am scared to go back to Russia, now. If they find out my number is listed with gay sponsors' 2257 pages, I might be in bad trouble.

420 01-26-2015 09:21 AM

Quote:

Originally Posted by makeabuck (Post 20370046)
Chase bank is so fucked up they wont even allow you to use your debit card for anything on backpage.

DISCOUNT2014 - good for 10% off bp until the end of this month

makeabuck 01-26-2015 12:32 PM

Quote:

Originally Posted by 420 (Post 20370733)
DISCOUNT2014 - good for 10% off bp until the end of this month

Thank you poopsie! =)

Bank is making me wait another day!!! It's in underwriting. They wanted to re-confirm a few things but are moving forward.

I don't know what they re-confirmed with him. :eek2

NatalieK 01-27-2015 03:35 AM

Quote:

Originally Posted by RummyBoy (Post 20369710)
Isnt Natwest still owned by RBS? RBS is one bank which almost single handedly bankrupt the UK, under Fred Goodwin.

Of course its part nationalized but still Id hate to be with an institution that has a history of irresponsibility.

They did receive a significant share from the the UK, although, along with all the banks. Considering they we're the largest bank group in the world before the disaster, owning Citizens Financial Group, the 8th largest bank in the United States, & much more.

I'm happy to be with Natwest, and have been for many years, & my partner since he was in his teens :2 cents:

thehand 01-28-2015 10:06 AM

Quote:

Originally Posted by pompousjohn (Post 20368147)
Wells Fargo is known to not give a rat's ass what you do. So I would go with them if you can and are worried about nasty surprises. I would but they don't do online international wire transfers, which is pretty critical for my business model, I can't be running down to the branch and waiting in line and filling out paper forms every couple of days.

Yes, my mortgage is though Well's - not problems.:thumbsup

CDSmith 01-28-2015 10:23 AM

Quote:

Originally Posted by makeabuck (Post 20368117)
I have been with my bank for 15 years, I have excellent credit and they have an offer for a line of credit for me as they have for every year. This year I am applying for it.

They asked me what type of business, in which I replied sales/marketing. He called me back to ask for some paperwork and then again asked what I do, again I told him sales and marketing, waiting for him to ask what I sell, but he didn't. I am sure a few times I have mentioned to my banker what type of business it is, and I feel like it may be noted on my account.

Can they deny me simply because of my type of business? Is this discrimination? They process my money through their bank and have for 15 years without any issues.

This sort of reminds me of a time way back in '02 or thereabouts, my bank decided they were going to impose a 21 day hold on all my incoming US cheques. Reason: the bank manager found out I was doing business with a local company that was at the time in some legal adult-related hot water. Of course I had been depositing my affiliate cheques for several years by then with no trouble whatsoever, none of which were from that company.

I solved the issue by having my lawyer get her on the phone. After a 5 minute convo well, let's just say the next time I went there she said the hold was no more.

It wasn't long until I took my mortgage and all my banking and savings and RSP's etc out of that bank and moved them to one that was all too happy to take and respect my business.

makeabuck 01-28-2015 11:11 AM

Quote:

Originally Posted by CDSmith (Post 20373359)
This sort of reminds me of a time way back in '02 or thereabouts, my bank decided they were going to impose a 21 day hold on all my incoming US cheques. Reason: the bank manager found out I was doing business with a local company that was at the time in some legal adult-related hot water. Of course I had been depositing my affiliate cheques for several years by then with no trouble whatsoever, none of which were from that company.

I solved the issue by having my lawyer get her on the phone. After a 5 minute convo well, let's just say the next time I went there she said the hold was no more.

It wasn't long until I took my mortgage and all my banking and savings and RSP's etc out of that bank and moved them to one that was all too happy to take and respect my business.

Interesting. Any girls I have that work in Canada actually do have that same 21 day hold.

I am STILL waiting on my bank, STILL in underwriting. Sooo I guess they aren't flat out telling me no.

They had off yesterday due to the "snow" that we got NONE of.

CDSmith 01-28-2015 12:57 PM

Quote:

Originally Posted by makeabuck (Post 20373424)
Interesting. Any girls I have that work in Canada actually do have that same 21 day hold.

I am STILL waiting on my bank, STILL in underwriting. Sooo I guess they aren't flat out telling me no.

They had off yesterday due to the "snow" that we got NONE of.

Yes, some banks have a standard hold policy, some don't. That one I was dealing with didn't, and I went years without a problem. It was only when she (the manager) saw I had deposited some cheques from that one company (which was in the news at the time) that she decided impose the hold. Strange thing is none of that company's cheques were from the US. They were local, and in CANADIAN funds. She was just being a bitch and the only way to punish me was to put the hold on all my USD deposits, which had nothing to do with that company, they were all from programs we all know and loved.... top bucks, flash cash, ARS, ox cash, amateurpages, lightspeed, etc etc. All multi-million dollar companies, no reason at all for a 'hold' on funds.

I believe my lawyer explained to her that she can't arbitrarily punish someone over something she heard in the news, and that if she continued she should expect legal action yadda yadda. She caved like a souffle.


Put it this way; any bank that would refuse you a loan because you're "in adult" doesn't want your business, period. They don't deserve it either. The funny thing is likely well over half of their staffers go home at the end of the day and get off on the very stuff they're looking down their noses at during business hours.

My advice; look for another bank.

Major (Tom) 01-28-2015 01:54 PM

mortgage no, but a business loc is pretty tough when you are in adult.
ds

ManPuppy 01-28-2015 07:12 PM

Chase Bank exploiting FDIC warning to close accounts of adult entertainers, sex workers

...on the other hand:

Chase Bank Found Guilty of Secretly Financing Terrorist Organizations ? Chase Bank Sucks

Chase must have written their Morality guidelines when they were drunk.

1726cash 01-28-2015 09:06 PM

The power of the money versus the Moral.


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