*nods* That's where I am going with it - to me, an annual physical is along the lines of an oil change/ tune up. And I should be able to go to a doctor to get that handled without having to prove insurance. Which, as the system stands? I haven't found to be true - if I call a doc's office, the first question I am going to be asked is if I have insurance.

Sure, the case can be made that's why we have urgent care, but...Honestly, I shouldn't have to rely on urgent care or Minute Clinic for wellness care.

It says "a history of domestic violence" - not "domestic violence" but its not like some of you can be expected to comprehend what you read.

and you're fucking right. if some woman needs to be in an abusive relationship where the guy beats the shit out of her ever Saturday night... that's fine with me. its a free country. i just don't want to have to pay for it after the 3rd or 4th time.

She has to take responsibility for her choices...not me. The exact problem with socialism is the constant them of taking personal accountability out of the equation and subsidizing poor choices and behaviors at the direct expense of those who behave responsibly.

and here is the funny thing about this retarded rant about "pre-existing conditions" and claiming insurance companies are just trying to fuck you over.

YOU want an insurance company to pay for some bitches broken jaw and reconstructive surgery when its the 7th time her husband has beat the shit out of her. She stays with him... everyone knows where it's going and everyone knows how the story will end. But then at the same time.. YOU think the insurance company is fucking her over. Where does the money come from for the insurance company to pay for $89,000.00 this shit? Not from her. It comes from all the people who make better choices. Who pay into the system and keep their nose clean. And those people end up paying MORE to pay for the idiots who can't/don't make good decisions.

So her paying for insurance isn't her taking responsibility? She prob has a job, pay taxes, and has insurance.. but now her personal life is your problem too?

Dang, can't have big gov in our lives but big corps, that's totally okay.



Odd how other Socialist countries are doing just fine while ours falls apart around the edges all because of social issues. You rebuild a country from the ground up, not from the top down.

no.... the issue is exactly what was stated.... "HISTORY OF DOMESTIC ABUSE" - which isn't exactly an uncommon thing and obviously not the same as a one time event.


If i have a HISTORY of jumping from the roof of 5 story buildings... then the problem is ME,... not the insurance company.

Of course, the last thing you people believe in is personal accountability, so i'm sure that analogy makes zero sense to you.

So what if it's a history? Kids have history of getting sick, some more than others. Some kids fall down and break a bone every time. So people are born with mental medical issues, social issues, etc..

Some are bound by fear...


But yes, SO logical...So American! Just 'forget' those who need help, even more so when they can't help themselves. It's logical, you help yourself thus everyone can do the same.


You know, maybe we should stop paying for rape victims too. If the chick didn't act like a drunk whore in the bar, she wouldn't have gotten gang raped.

kids are not legally responsible for their behavior or choices

sure... so... the woman after the second time should get help, get out of the relationship and stop putting herself in that situation. i'm all for a balance. i am just against the general line of thought that says "nothing is your fault... don't worry, i'll pick up the tab". if i have to be responsible to her - then she should be responsible to me (us).

Where have you ever heard of women that are compulsive rape victims? Women that just constantly put themselves in situations to get raped? Have a history of being raped?

Again, you are attempting to twist things to detract attention from the issue of how society should deal with a one time event/tragedy/accident to how to deal with someone who has a HISTORY of the same thing again and again.

:2 cents:

http://www.sickforprofit.com

So simply put... if someone has repeating problems, cut them off.. because in your mind a women simply has to make a different choice, end of problems.

How uneducated you are...

If you keep crashing your car your insurance company will cancel you. :2 cents:

50 people who can't read!



that's not what i said at all.

you guys can't really argue a point without sounding nutty and acting just like all the "right wing assholes" you continually make fun of. the nasty truth is that you are the same person you mock. your position is the polar opposite, but your behavior and reasoning is the example same.

what i've said is that social responsibility should go both ways. it shouldn't be a one way street. if i'm obligated to someone, they should also have obligations. just as welfare or unemployment requires you to look for work and doesn't pay out indefinitely. i'm fine with how welfare or unemployment insurance is set up. i'm totally fine with helping those who need it, when they need it and i believe they should have some responsibility and obligations as well.

its not a tough concept for a rational mind to understand.

Aye they could... I had special insurance on a truck of mine, I had it's overall value covered on a show truck. The truck got stolen, they paid me a check of the entire value, (ie: I got the money to get a new car) then canceled my policy.

If someone keeps crashing into you, they won't cancel you. Ask my wife..

If you crash your car enough times, the DMV takes your Lic away through points, thus making it so you can't drive.

If you suck so bad at driving, DUI, wrecks, stolen cars, don't even own a car, no lic, not even American. You can still go pay cash for Insurance, and it's not that bad, not great, but not bad.

Just ask all the illegals driving around.

Wouldn't the Insurance Corps need to be Socially Responsibility too? It isn't a one way street, as you said.

Rather than cutting her because they make 'less money', why don't they just keep her and drive the overall price down? So WE do not have to pay for her later?

That's what you're supporting...

But... yeah, a lady that works, pay taxes, etc.. should have more social responsibility, to make up for what the corporation doesn't have.

What the fuck is wrong with you? "i'm supporting..." - are you completely incapable of thinking any other way than "us against them"?

Did i say the woman should have "MORE... responsibility"??? no, i said when it becomes a pattern of behavior, she needs to step up and own some part of the problem she is creating.

You don't even make sense. How does her insurance provider "keep her and drive overall costs down"??? Do you even understand what a free market economy is? You do understand that there is more than one insurance company and that these companies compete in an open market? One insurance company isn't going to "drive prices down" anymore than a gas station is going to drive gas prices down.

You think the ONLY problem is insurance companies. You've harped on this point again and again ... and that stance is nothing more than any other simplistic position that conveniently eliminates the need for you to engage in any honest discussion or for any real understanding of the problems in the industry... as you can just sit back and point the finger at that thing.

Believe it or not... people abuse insurance. Doctors abuse insurance. Lawyers abuse insurance. You're not talking about balancing that problem out or working to solve those problems... you're talking about one side bearing full responsibility for an individuals actions/choices, no matter how they might continually cost money, whether or not they are reasonable and with the individual bearing ZERO responsibility for their actions.

This is not a tough thing to grasp but i'm here to help the terminally right brain thinkers get on track... if you pay $150.00 a month for car insurance and you're doing on average $1000-$5000.00 in damage each month to vehicles, you will become uninsurable. No one will insure you and for good reason. It's not your car insurance companies responsibility to pay for your mistakes indefinitely because you can't be bothered to look before pulling out into the street. But that seems to be what you think should happen and you can't seem to understand that money has to come from somewhere. Your car insurance does not print money. It has to run as a profitable business first and foremost to be able to cover claims.

So your next logical jump (we'll call it logic anyway) is that you'll just take that money from other people. You'll take it from the good drivers to pay for all the bad drivers... and why? Because they're good drivers and have lower rates. Because they follow the rules, they use their turn signal, they go the speed limit, they are careful when they pass and so on. You think those people should pay for the kids who are out street racing, for those who are driving drunk, for those who habitually run stop lights and for those who think it just doesn't matter how much damage they will do because someone else will pay for it.

As i've said (and a point which you seem to pride yourself on ignoring) ... any civilized society should care for those in need. But social responsibility should be a two way street... not a one way street. If want me to be obligated to you... then you should also have some obligations to me. That's only fair.

:2 cents:

That is BS.

It's very proven, the more people they have covered the lower the prices are. It's also very proven they are in business for profits. Cutting people that cut into %'s of profits, they cut, growing the profit, which increases stocks, etc.. It's 100% ALL about money with them, and ZERO about the people.

Gas stations can't drive prices down because they don't set the prices. Insurance companies "DO" set the prices of EVERYTHING...

That's why pills that cost $300 per pill here, cost $10 for a bottle in Mexico for the same brand.

Sounds like the Ins companies need to get more socially responsible.


Aye I can sit back and point fingers, insurance costs me more than you probably make a year.


And yet, insurance companies post record profits.... only one side of abuse going on. And they control every aspect. They tell the doctors the 9 month prego girl needs another prego test at a cost of $80.

Or the fact that if a doctor charges for something the Insurance doesn't agree with, the PERSON has to pay it.

The insurance companies are 100% in control over it all.



First.. not all car insurance replaces the value of the car. Just because you bust your car up doesn't mean the insurance company is giving you a dime. However, even an illegal can get full coverage insurance, without a snn# or an address, just cash in hand.

You could have a DUI, driving a stolen car, illegal, wanted for murder, and still get full coverage insurance for your car.


Let's not forget, Health Insurance people have been posting record profits...



They do cover every type of driver.. just not every driver always gets money or a new car. Sometimes they only get a new down payment and sometimes it's the other insurance company that has to pay up.




Oh I get ya... Personally, I hardly ever use the medical system, ever.. Maybe the insurance companies should give my money back each year that I don't visit a doctor?

Right....

But that is the reverse of what your saying..

That would be the honest, socially responsible thing to do.. if you're going to kick people out for 'taking profits' they should give money back for 'making too much profits' for them.