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-   -   Facing foreclosure? What the banks don't want you to know (https://gfy.com/showthread.php?t=992337)

Bill8 10-13-2010 07:35 PM
the good news is the mortgage holders have been hiring well-qualified people to prepare and sign the legal documents for foreclosure.

so it's all cool. clearly the real estate market is on the mend.

http://news.yahoo.com/s/ap/20101013/...re_robosigners

Quote:
financial institutions and their mortgage servicing departments hired hair stylists, Walmart floor workers and people who had worked on assembly lines and installed them in "foreclosure expert" jobs with no formal training, a Florida lawyer says.

In depositions released Tuesday, many of those workers testified that they barely knew what a mortgage was. Some couldn't define the word "affidavit." Others didn't know what a complaint was, or even what was meant by personal property. Most troubling, several said they knew they were lying when they signed the foreclosure affidavits and that they agreed with the defense lawyers' accusations about document fraud.

"The mortgage servicers hired people who would never question authority," said Peter Ticktin, a Deerfield Beach, Fla., lawyer who is defending 3,000 homeowners in foreclosure cases. As part of his work, Ticktin gathered 150 depositions from bank employees who say they signed foreclosure affidavits without reviewing the documents or ever laying eyes on them ? earning them the name "robo-signers."

The deposed employees worked for the mortgage service divisions of banks such as Bank of America and JP Morgan Chase, as well as for mortgage servicers like Litton Loan Servicing, a division of Goldman Sachs.

onwebcam 10-13-2010 07:36 PM
Quote:
Originally Posted by potter (Post 17604747)
No... You're getting into the how/why the guy had that $1.50.




I'll say this again.
He considered it of value because he earned it in some way.. He did something for you so he's asking for something in return.. You are taking a dollar from him that he might need so risk=reward.. Grant it the interest is worse than a loan shark. :1orglaugh I'll buy you cokes all day long at that rate.. Usury at it's finest. You aren't borrowing someone else's money from banks.. They aren;t risking anything nor is anyone else.. The banks are creating the money out of thin air not earning it nor is anyone else giving the money intrinsic value.. They are magically making the money appear and then charging you usury/interest. All free money... Making A LOT of something from nothing.. And then coming along and asking for more..

BestXXXPorn 10-13-2010 07:53 PM
I've been bitching about the fractional reserve banking system for years... and even a few times on posts here... It's fucked up... I didn't bother actually looking at the links but I hope it talks about the concept of a "central" bank as well which you didn't mention in the original post. A central bank will loan the funds at the same ratio to its other banks... those in turn loan the funds to yet MORE banks and the money multiplies before, yet again, the cash is loaned out to individuals and companies.

That's why when a large amount of people try to withdraw funds, the bank collapses... it simply can't produce the money it owes.

And the really REALLY fucking FUCKED UP part is fucking FDIC insurance. When fractional reserve banking first came about you would have had to be fucking high to keep your money in some place like that. That's where FDIC comes in... our government will fucking guarantee that you'll get your monies back (up to a certain point, obviously).

Our government facilitates this bullshit...

THIS is the shit they should be teaching in school... not fucking calculus and advanced trig... Fuck I'm a god damned programmer and I don't use that math... well very, very rarely but... it's a very limited subset of people who need to understand advanced mathematics. EVERYONE should understand the fractional reserve banking system...


/endrant

potter 10-13-2010 07:54 PM
Quote:
Originally Posted by onwebcam (Post 17604781)
You aren't borrowing someone else's money from banks.. They aren;t risking anything nor is anyone else.. The banks are creating the money out of thin air not earning it nor is anyone else giving the money intrinsic value.. They are magically making the money appear and then charging you usury/interest. All free money... Making A LOT of something from nothing.. And then coming along and asking for more..
And how does this make you a slave if you borrow money from them? What the hell does it matter where or how their money/loan to you comes from or what backs it?

If I get a pepsi out of it, and they make a dime off it. How is anyone involved a slave?

... You have provided ZERO explanation to my question.

potter 10-13-2010 08:01 PM
Here, I can even make a better analogy.

If someone wants a pepsi, and don't have 1.00 on them to purchase it. So a bank loans them a dollar to get it, but wants them to pay it back at 1.50. Now, the bank doesn't have the dollar - they get it from a dollar shitting purple elephant in the back room.

How does that make the person borrowing the dollar a slave?

onwebcam 10-13-2010 08:16 PM
Quote:
Originally Posted by potter (Post 17604829)
And how does this make you a slave if you borrow money from them? What the hell does it matter where or how their money/loan to you comes from or what backs it?

If I get a pepsi out of it, and they make a dime off it. How is anyone involved a slave?

... You have provided ZERO explanation to my question.
First of all they aren't making a dime off it...

Let's change up your scenario to what's really going on.. A guy gives you a dollar he earned, you the banker does a magic trick right in front of him and turn his hard earned dollar into $10. You give him his dollar back and loan out the other nine to other people to buy cokes plus charging them interest... You worked all day long to earn your dollar and now have 9 other people competing for a 6 pack.. The price increases due to demand and now you can't afford the coke because you are a saver not a borrower. You go without and the others go into debt slavery..

potter 10-13-2010 08:30 PM
Quote:
Originally Posted by onwebcam (Post 17604857)
First of all they aren't making a dime off it...
Quote:
Originally Posted by onwebcam (Post 17604857)
loan out the other nine to other people to buy cokes plaus charging them interest...
:1orglaugh

And your analogy is great and all, but the banks don't print the money. You're talking about two different entities. Apples to oranges.

You still have not addressed my original question and you continue to skate around it, because you're not going to be able to answer it without making an ass out of yourself and proving everyone you're just another vessel for the talking head conspiracy theorists.

See, you're issue isn't that you hate the banking system or how our financial system is based on a falsely supported credit system. Because we all do, and we all know how it works, and it sucks. Instead you come here with shit you copy and paste from the horrible horrible conspiracy sites you visit and just spout it off like it's fact straight out god's golden asshole. You blame everyone for being sheep and slaves and point the finger all around the room. When the reality is you're so closed minded and living in such a small little capsule of a world shrouded by irrelevant conspiracies. You yourself have become the sheep living off the tit of the fucked up media sources you subscribe to.

gloryholeprincess 10-13-2010 09:07 PM
I heard this from a banker just the other day. He thought it was great. A federal judge somewhere in the northeast forced a mortgage loan(shark) company to produce the signed note and when they couldn't, he canceled the foreclosure proceedings. Your mortgage company most likely does not have your original signed loan.
Your loan has been bought and sold too many times in giant bundles so if you are in this predicament, don't lose hope. For all of you others, I wouldn't suggest trying it. Keep paying your house loan if you can. :D

The best plan is never to have a mortgage. Build small and build it yourself. :D
Piper
Quote:
Originally Posted by onwebcam (Post 17604216)
1. They never lent you anything. A bank works on a fractional reserve basis. Up until the "collapse" when a person deposited $1000 in the bank, the bank holds those funds in reserve and then loans you back that $1000 and 9 other people $1000. After a period of time the bank then claims the funds abandoned. Now the banks have no limit to the amount they can loan out since the likes of JP Morgan which have become bank holding companies and are leveraged out 150 to 1.

2. In most cases the bank doesn't have the original note. They just have a copy of the note and in some cases they can't even produce that because they have purchased the loans in derivitive packages and the loans are serviced via a loan servicing company.

So if you are facing foreclosure visit the site below and ask your lender/bank for the note. If they can't produce it you're on your way to winning your case.


It all started as a "conspiracy theory" but once again it's being proven as a grand conspiracy which is now causing major lenders to freeze all foreclosures and all 50 states joining together in a class action lawsuits.

onwebcam 10-13-2010 09:13 PM
Quote:
Originally Posted by potter (Post 17604882)
:1orglaugh

And your analogy is great and all, but the banks don't print the money. You're talking about two different entities. Apples to oranges.

You still have not addressed my original question and you continue to skate around it, because you're not going to be able to answer it without making an ass out of yourself and proving everyone you're just another vessel for the talking head conspiracy theorists.

See, you're issue isn't that you hate the banking system or how our financial system is based on a falsely supported credit system. Because we all do, and we all know how it works, and it sucks. Instead you come here with shit you copy and paste from the horrible horrible conspiracy sites you visit and just spout it off like it's fact straight out god's golden asshole. You blame everyone for being sheep and slaves and point the finger all around the room. When the reality is you're so closed minded and living in such a small little capsule of a world shrouded by irrelevant conspiracies. You yourself have become the sheep living off the tit of the fucked up media sources you subscribe to.
I've answered your question several times you just can't grasp it.. You don't know anything about me so you have no idea if I know what I'm talking about or not.. I'll let you in on a little bit about me. I use to be co-owner in a mortgage company.. At 24. I saw this shit hitting the fan and was warning people about it before they were "high rolling" real estate gurus. One of my favorite friends in denial went from RE guru to needing his mortgage modified in 6 months. If only he had listened. I bailed on the business when the .com bubble was exploding and jumped in feet first into internet RE.

potter 10-13-2010 09:26 PM
Quote:
Originally Posted by onwebcam (Post 17604943)
I've answered your question several times you just can't grasp it.. You don't know anything about me so you have no idea if I know what I'm talking about or not.. I'll let you in on a little bit about me. I use to be co-owner in a mortgage company.. At 24. I saw this shit hitting the fan and was warning people about it before they were "high rolling" real estate gurus.
Nope, you never answered my question. You skated it. And everyone here knows all they need to about you. You're the shitbag who comes here all the time pissing on the world and calling them sheep as you copy paste some bullshit straight off a conspiracy site and praise it like gospel. That's who you are.

Here, you want to try and claim you answered my question. You take this analogy:

Quote:
Originally Posted by potter
If someone wants a pepsi, and don't have 1.00 on them to purchase it. So a bank loans them a dollar to get it, but wants them to pay it back at 1.50. Now, the bank doesn't have the dollar - they get it from a dollar shitting purple elephant in the back room.
Now answer this question:

Quote:
Originally Posted by potter
How does that make the person borrowing the dollar a slave?
Do it in one sentence, minimal words. Don't go on some bullshit rant skating around talking about where banks get their money from or some bullshit. Just answer the damn question.

Your claim was that the person is a "slave to debt made out of thin air". When the reality is that person paid 1.50 for a pepsi.

onwebcam 10-13-2010 09:36 PM
Quote:
Originally Posted by potter (Post 17604970)
Nope, you never answered my question. You skated it. And everyone here knows all they need to about you. You're the shitbag who comes here all the time pissing on the world and calling them sheep as you copy paste some bullshit straight off a conspiracy site and praise it like gospel. That's who you are.

Here, you want to try and claim you answered my question. You take this analogy:



Now answer this question:



Do it in one sentence, minimal words. Don't go on some bullshit rant skating around talking about where banks get their money from or some bullshit. Just answer the damn question.

Your claim was that the person is a "slave to debt made out of thin air". When the reality is that person paid 1.50 for a pepsi.

I'm not pissing on the World. I'm teaching those who choose to listen and learn. And pissing on the ones with their/your head up the ass.. Just above your post you have someone who is telling you that there was a case just last week.. That's just one of MANY. This is not my first post on this subject.. You could probably go back in 2005 here and find me talking about this... I have to do a refresher now and then and squirt a load on people like yourself.

How does debt make you a slave?

I can't explain in a short time how the OP is just a small part of a much bigger scheme and I'll leave it at that.. I use the term slave as a trigger mechanism mostly..

potter 10-13-2010 10:12 PM
pwnd....

Rochard 10-13-2010 10:36 PM
What kills me is the concept of a house going up in value. I bought my house five years ago. That's five years worth of wear and tear on the doors, the floors, the wires, the AC, heating, water heater, roof, blah blah blah blah blah.... My house should be going down in value.

Fuck the banks. I told my bank I could walk away from my house and buy the same identical house across the street for half the price. They reduced my principle by half and dropped my interest rate to 1%. LOL. Idiots.

gloryholeprincess 10-14-2010 09:03 AM
Not that I feel strongly about this but I have an answer.

Are the monstrous sums that are lent out for student and house loans meant to keep the workforce from just quitting their jobs and becoming non taxable subjects? If you have a loan, you can't just up and quit and sit around and think about what you could be doing. You live for the weekend and then you barely get relaxed before you are back at your desk again. No time to think or reflect on your situation, the situation of your country or anything else. You have to be part of the system in order to barely stay afloat. You have to take the abuse of an ignorant boss that is usual in everyday corporate life. (of course, we are all on here because we aren't part of the corporate life but...)
I am getting my Masters and the amount of money that was offered was astronomical. You could finance your rent and food. I couldn't believe it. The people that do it will never finish paying their School loans.
They will be Slaves to the Dollar.
Just my humble opinion Potter. :D
Quote:
Originally Posted by potter (Post 17604841)
How does that make the person borrowing the dollar a slave?

96ukssob 10-14-2010 09:26 AM
Quote:
Originally Posted by onwebcam (Post 17604514)
I believe it because it's true.. You don't because you can't believe you've been conned all your life.
i bet your the same person that believes they dont have to pay taxes too right?

regardless of what loop hole you found, go ahead a try this and see what happens. Are you married with kids living in a home? I bet you if so, you wouldnt even take that gamble :2 cents:

at the same time, did you know that if you purchase a car from a dealership and they offering you financing and something goes wrong with the car, you can walk away from the loan because the lending bank then assumes responsibility of the loan? yes its true, but you will still get a repo on your credit report and will take months in court to get it straight, but its 100% legal.

I'm dealing with that now with a car that I bought over a year ago. I'm sure as hell not going to have a repo on my credit report to get out of paying for the car... ill let it go on in courts first :2 cents:

opflix 10-14-2010 11:19 AM
the central point in this entire thread and proof that most of you ARE sheep is that you believe money has true value :eek7 ...it is the controlling aspect of the prevailing paradigm that runs our current society and if you can't step out of the box, understand the concept and free yourself from the illusion then YES, you are a slave.

slaves work for nothing, money is in debt, debt is money, money is inevitably nothing, if you work for money, then what does that make you? :2 cents:

gloryholeprincess 10-14-2010 11:23 AM
Not hungry. :food-smil02 lol
Piper
Quote:
Originally Posted by opflix (Post 17606723)
the central point in this entire thread and proof that most of you ARE sheep is that you believe money has true value :eek7 ...it is the controlling aspect of the prevailing paradigm that runs our current society and if you can't step out of the box, understand the concept and free yourself from the illusion then YES, you are a slave.

slaves work for nothing, money is in debt, debt is money, money is inevitably nothing, if you work for money, then what does that make you? :2 cents:

onwebcam 10-14-2010 02:05 PM
Quote:
Originally Posted by bossku69 (Post 17606329)
i bet your the same person that believes they dont have to pay taxes too right?
Income taxes go to fund the interest on the paper printed by the Ferderal Reserve.. The National Debt is where the government since 1933 when the US as you know it was declared bankrupt has spent more money than they collect in taxes because they are paying interest on paper they can print off themselves per the Constitution.. We shouldn't have to pay income taxes because Congress has the power to print money themselves.........

onwebcam 10-14-2010 02:15 PM
Quote:
Originally Posted by opflix (Post 17606723)
the central point in this entire thread and proof that most of you ARE sheep is that you believe money has true value :eek7 ...it is the controlling aspect of the prevailing paradigm that runs our current society and if you can't step out of the box, understand the concept and free yourself from the illusion then YES, you are a slave.

slaves work for nothing, money is in debt, debt is money, money is inevitably nothing, if you work for money, then what does that make you? :2 cents:
:thumbsup

baddog 10-14-2010 02:27 PM
I wish I could neg rep someone more than once in a row.

theking 10-14-2010 02:35 PM
Quote:
Originally Posted by gloryholeprincess (Post 17606251)
Not that I feel strongly about this but I have an answer.

Are the monstrous sums that are lent out for student and house loans meant to keep the workforce from just quitting their jobs and becoming non taxable subjects? If you have a loan, you can't just up and quit and sit around and think about what you could be doing. You live for the weekend and then you barely get relaxed before you are back at your desk again. No time to think or reflect on your situation, the situation of your country or anything else. You have to be part of the system in order to barely stay afloat. You have to take the abuse of an ignorant boss that is usual in everyday corporate life. (of course, we are all on here because we aren't part of the corporate life but...)
I am getting my Masters and the amount of money that was offered was astronomical. You could finance your rent and food. I couldn't believe it. The people that do it will never finish paying their School loans.
They will be Slaves to the Dollar.
Just my humble opinion Potter. :D
Any responsible person pays off their student loans. Those that don't are in the small minority.

Two of the closest people to me...have Masters and both payed off their student loans some years ago. One is 38 and the other is 42.

onwebcam 10-14-2010 04:13 PM
Quote:
Originally Posted by baddog (Post 17607433)
I wish I could neg rep someone more than once in a row.
Your generation of blind stupidity got us where we are today.. I could give a shit less about negative rep from a toothless bitter old man. Rep away. You'll be the first one crying when the take away your pension/social security..

Barry-xlovecam 10-14-2010 04:32 PM
Quote:
Originally Posted by Rochard
[W]hat kills me is the concept of a house going up in value. I bought my house five years ago. That's five years worth of wear and tear on the doors, the floors, the wires, the AC, heating, water heater, roof, blah blah blah blah blah.... My house should be going down in value. ...
Could be worse, you could be me ? I paid off the mortgage on my house a few years ago. The house has lost 35% of it's value (*the current "great recession") and now it needs all the above as you mention (scans the electrical) replaced ? worn out ? a depreciated asset. Used car attached to land. Well, as I say "Monkey needs a home anyway."

The theory was that real estate would rise in value (or at a greater rate than inflation) due to scarcity. However, real estate's values have been influenced by unforeseen economic difficulties, including but not limited to, the large number of foreclosures (caused by defaults), and after the foreclosure, the lender's liquidation of the foreclosed assets (REO's ? foreclosed houses).

Now some say that the delay of these foreclosures is bad; as until this mess is resolved, with the properties being foreclosed and liquidated (sold), delaying any potential price recovery of real estate. However, if these same properties are foreclosed and liquidated as economic times improve; there would be more buyers, better recovered monies (prices) upon the property sales, and heaven forbid, maybe some would be able to settle their debts and retain their homesteads.

Crocodile tears, greedy and unrealistic lenders and borrowers caused this as well and a corrupt government using the land and housing bubble to finance a war without reason (the Iraq War specifically.)

The cruelest taxes that you pay are not on your income ? they are the manipulation of the values of the assets that you buy with after tax dollars or any savings or investments...

You get screwed twice and say "thank you sir."

gloryholeprincess 10-14-2010 09:21 PM
I'm not advocating not paying your loans. I am advocating not getting them in the first place. :thumbsup 38 and 42 is old to be paying off student loans. All of that interest could have been going to support local economies instead of being funneled into Wall Street.
Piper
Quote:
Originally Posted by theking (Post 17607467)
Any responsible person pays off their student loans. Those that don't are in the small minority.

Two of the closest people to me...have Masters and both payed off their student loans some years ago. One is 38 and the other is 42.

potter 10-14-2010 10:11 PM
Quote:
Originally Posted by opflix (Post 17606723)
the central point in this entire thread and proof that most of you ARE sheep is that you believe money has true value :eek7 ...it is the controlling aspect of the prevailing paradigm that runs our current society and if you can't step out of the box, understand the concept and free yourself from the illusion then YES, you are a slave.

slaves work for nothing, money is in debt, debt is money, money is inevitably nothing, if you work for money, then what does that make you? :2 cents:
And you're posting from the middle of the woods somewhere, where you live off the land hunting animals and have imaginary forest wifi to post on gfy from right?

Next time you're hungry, why don't you walk over to the nearest farm and tell the farmer you're going to take some of his crop -- for free. Because money has no value and he is a sheep. So he should just give you his corn for nothing.

Being on GFY is like being a fucking kid again sitting around talking with your friends stoned off your ass. "but yeahhhhhhh man... it's like...... this piece of paper is meaningless man...... it just ties us down.... the man is totally like bogus and he sucks and shit mannnnn.

Fucking idiots.

theking 10-14-2010 10:24 PM
Quote:
Originally Posted by gloryholeprincess (Post 17608508)
I'm not advocating not paying your loans. I am advocating not getting them in the first place. :thumbsup 38 and 42 is old to be paying off student loans. All of that interest could have been going to support local economies instead of being funneled into Wall Street.
Piper
Re-read what I posted. They are not paying them off...they paid them off several years ago...and without the loans they would probably not have their degrees.

theking 10-14-2010 10:25 PM
Quote:
Originally Posted by potter (Post 17608592)
And you're posting from the middle of the woods somewhere, where you live off the land hunting animals and have imaginary forest wifi to post on gfy from right?

Next time you're hungry, why don't you walk over to the nearest farm and tell the farmer you're going to take some of his crop -- for free. Because money has no value and he is a sheep. So he should just give you his corn for nothing.

Being on GFY is like being a fucking kid again sitting around talking with your friends stoned off your ass. "but yeahhhhhhh man... it's like...... this piece of paper is meaningless man...... it just ties us down.... the man is totally like bogus and he sucks and shit mannnnn.

Fucking idiots.
:thumbsup........

onwebcam 10-14-2010 11:27 PM
Quote:
Originally Posted by potter (Post 17608592)
And you're posting from the middle of the woods somewhere, where you live off the land hunting animals and have imaginary forest wifi to post on gfy from right?

Next time you're hungry, why don't you walk over to the nearest farm and tell the farmer you're going to take some of his crop -- for free. Because money has no value and he is a sheep. So he should just give you his corn for nothing.

Being on GFY is like being a fucking kid again sitting around talking with your friends stoned off your ass. "but yeahhhhhhh man... it's like...... this piece of paper is meaningless man...... it just ties us down.... the man is totally like bogus and he sucks and shit mannnnn.

Fucking idiots.
You sitting around stoned off your ass too much is your problem. It's not about the money itself. It's the people controlling the money. Turning it on and off as they please to manipulate and control society as they so choose... Running up debt on a credit card spending money faster than I can make it all the while making themselves rich..

I'll go over to the farmer and offer him a service I can provide to get my food.. I do something for him, he does something for me.. No one in the middle taking their cut so they can sit around all day long deciding how me and the farmer does business or how to live our lives.

opflix 10-14-2010 11:58 PM
Quote:
Originally Posted by potter (Post 17608592)
Fucking idiots.
i'll just summise this is anger due to your inability to comprehend higher conceptual thinking :2 cents:

theking 10-15-2010 12:08 AM
Quote:
Originally Posted by opflix (Post 17606723)
the central point in this entire thread and proof that most of you ARE sheep is that you believe money has true value :eek7 ...it is the controlling aspect of the prevailing paradigm that runs our current society and if you can't step out of the box, understand the concept and free yourself from the illusion then YES, you are a slave.

slaves work for nothing, money is in debt, debt is money, money is inevitably nothing, if you work for money, then what does that make you? :2 cents:
To answer your last question...it makes me a retired person...I have been totally retired for some years now (I am in my fifties) and a person that is debt free that lives as comfortably as I choose to live. If I am a slave or have ever been a slave then all I can say is "thank you massa'".

u-Bob 10-15-2010 01:56 AM
Quote:
Originally Posted by woj (Post 17604421)
Having a "central bank" (the Federal Reserve) has nothing to do with fractional reserve... banks would operate in a similar way whether a "central bank" exists or not...
I an free market (a world without a central bank), the fractional reserve game wouldn't be an option for banks, because they wouldn't be able to hide the instability caused by fractional reserve banking.

Emil 10-15-2010 02:27 AM
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Endgame
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Police State 4:The Rise Of Fema
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onwebcam 10-15-2010 05:41 AM
Quote:
Originally Posted by opflix (Post 17608708)
i'll just summise this is anger due to your inability to comprehend higher conceptual thinking :2 cents:

:thumbsup

potter 10-15-2010 07:42 AM
Quote:
Originally Posted by onwebcam (Post 17608681)
You sitting around stoned off your ass too much is your problem. It's not about the money itself. It's the people controlling the money. Turning it on and off as they please to manipulate and control society as they so choose... Running up debt on a credit card spending money faster than I can make it all the while making themselves rich..

I'll go over to the farmer and offer him a service I can provide to get my food.. I do something for him, he does something for me.. No one in the middle taking their cut so they can sit around all day long deciding how me and the farmer does business or how to live our lives.
Well thats the way the world works dude. There are some corrupt shady bastards controlling the money. If you want to change it, then go do something about or go buy an island and start your own country.

And you're not going over to any farmer. Your part of the system just like everyone else. How did you eat this morning huh? The same way the rest of us did. So shut the fuck up with your conspiracy bullshit. We all "trade" a service to the farmer, by working - by doing another service that needs to be done and we're paid for it. We need money, as a society we have to have some form of monetary item to trade for goods and services. The fact some shady people have taken control of the system doesn't change the fact we still require money to run as a civilization.

12clicks 10-15-2010 07:59 AM
here's an idea.
pay what you owe.

onwebcam 04-04-2011 05:03 PM
The next housing shock

April 3, 2011 5:00 PM

As more and more Americans face mortgage foreclosure, banks' crucial ownership documents for the properties are often unclear and are sometimes even bogus, a condition that's causing lawsuits and hampering an already weak housing market. Scott Pelley reports.

Read more: http://www.cbsnews.com/video/watch/?...#ixzz1IbPmfv4u

_Richard_ 04-04-2011 05:51 PM
Quote:
Originally Posted by onwebcam (Post 18032116)
The next housing shock

April 3, 2011 5:00 PM

As more and more Americans face mortgage foreclosure, banks' crucial ownership documents for the properties are often unclear and are sometimes even bogus, a condition that's causing lawsuits and hampering an already weak housing market. Scott Pelley reports.

Read more: http://www.cbsnews.com/video/watch/?...#ixzz1IbPmfv4u
oh man, this is all wrapped up with title insurance i think

L-Pink 04-04-2011 06:11 PM
Here's a very good 60 Minutes piece on how the banks are committing fraud with bogus paperwork. Well worth watching.

http://news.yahoo.com/s/yblog_theloo...snt-going-away

.

Amputate Your Head 04-04-2011 06:13 PM
Quote:
Originally Posted by 12clicks (Post 17609497)
here's an idea.
pay what you owe.
LOL, old school thinking there.

Rochard 04-04-2011 06:29 PM
Quote:
Originally Posted by onwebcam (Post 18032116)
The next housing shock

April 3, 2011 5:00 PM

As more and more Americans face mortgage foreclosure, banks' crucial ownership documents for the properties are often unclear and are sometimes even bogus, a condition that's causing lawsuits and hampering an already weak housing market. Scott Pelley reports.

Read more: http://www.cbsnews.com/video/watch/?...#ixzz1IbPmfv4u
Holy shit. I just watched the entire video, it's amazing. The banks have fucked us.

What we need to do is shut down the banks. Seriously. If a bank took part in this, they should be shut down. A few people will loose billions, but lots of of people will get their houses lock stock and barrel.


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