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-   -   MSNBC Makes It Official: ObamaCare Is Gonna Cost People MORE In HealthCare (https://gfy.com/showthread.php?t=1105225)

Robbie 04-03-2013 10:56 AM

MSNBC Makes It Official: ObamaCare Is Gonna Cost People MORE In HealthCare
 
I'm watching MSNBC this morning and on "The Daily Rundown" they reported the numbers coming in about health insurance now that Obama Care is starting to take effect.

Insurance rates are UP. Not by a little bit...but by a LOT.

It is going to vary state by state. The insurance companies said that by next year Californians (you guys are always "lucky" lol) will be paying EIGHTY PERCENT MORE on their premiums!!!

The lowest state I heard on the report was Ohio which will be paying 30% MORE.

The insurance company I use is Blue Cross/Blue Shield. Ours has been going up steadily the last two years...and BC/BS is saying that my premium will rise FIFTY PERCENT MORE by next year!!!!

MSNBC also played President Obama video footage where he signed the bill and proclaimed that it was going to LOWER costs for everybody (including businesses).

You know it sucks when MSNBC even has to admit that it's not working.

The entire point of "Obama Care" was supposed to be that health care was too expensive. And then instead of addressing the fact that Big Pharma and Big Medical price gouge Americans (we pay 3 to 4 times MORE for everything)...we all know that they gave a nice big present to the insurance companies.

So the entire reason for the existance of "Obama Care" is now doing the OPPOSITE of what it is supposed to do.

What now?

Phoenix 04-03-2013 11:00 AM

now everyone complains about it
and does nothing
its the canadian way...welcome to forced sharing

TheSquealer 04-03-2013 11:06 AM

Wait,....

Are you telling me that more government involvement doesn't lower costs while at the same time, making services more efficient? The US Post Office is only losing 15 BILLION a year, i really don't see what the problem is with letting them apply that same financial wizardry to all other aspects of our lives.

woj 04-03-2013 11:12 AM

it was pretty damn obvious it was going to play out like this right from the beginning... :2 cents:

dyna mo 04-03-2013 11:16 AM

President Obama sold the Affordable Care Act aka Obama Care to the American people based on four promises.

1) If you like your current insurance you can keep it.

2) If you like your doctor you can keep him or her.

3) The ten-year cost of Obama Care will be less than $1 trillion.

4) Obama Care will not add one dime to the deficit.

All four of these promises have been broken according to the administration?s own experts.

Robbie 04-03-2013 11:29 AM

Those 4 promises pale in comparison to what it's doing to people's health insurance premiums.

I don't even have to be sick and it's costing me more!!! A LOT more.

That is the EXACT OPPOSITE of what the President said we NEEDED "Obama Care" for in the first place!

Let's see...people are having trouble finding jobs, the jobs they do find are low paying, the economy is in shambles...what to do? I know! Let's force everybody to buy health insurance and then watch the rates go up drastically and cause people who are already struggling to shell out even MORE money!

Pure genius! :)

blackmonsters 04-03-2013 11:31 AM

I say ban doctors and let all sick fuckers die!!!
That's how you cut cost!

:1orglaugh

Robbie 04-03-2013 11:35 AM

blackmonsters, the problem is that ObamaCare isn't addressing the problem at all.

If the problem was that health care is too expensive..and then Obama Care makes it MORE expensive...isn't that pretty fucked up?

This is what happens when legislation is pushed through without real debate.

Remember they used procedural shenanigans to get it passed in Congress. And remember Pelosi saying they had to vote on it BEFORE they could read it?

That's just not good governance or good policy in any way at all. And now we are literally PAYING the price in higher costs for health care. :(

dyna mo 04-03-2013 11:38 AM

Quote:

Originally Posted by Robbie (Post 19561344)
Those 4 promises pale in comparison to what it's doing to people's health insurance premiums.

I don't even have to be sick and it's costing me more!!! A LOT more.

That is the EXACT OPPOSITE of what the President said we NEEDED "Obama Care" for in the first place!

Let's see...people are having trouble finding jobs, the jobs they do find are low paying, the economy is in shambles...what to do? I know! Let's force everybody to buy health insurance and then watch the rates go up drastically and cause people who are already struggling to shell out even MORE money!

Pure genius! :)

i have a pre-existing condition and have been denied coverage due to that for years. i fully anticipate getting fucked further in january, when the pre-existing requirement kicks in.

Robbie 04-03-2013 11:44 AM

Quote:

Originally Posted by dyna mo (Post 19561368)
i have a pre-existing condition and have been denied coverage due to that for years. i fully anticipate getting fucked further in january, when the pre-existing requirement kicks in.

It would be nice if the Congress and Senate weren't having their pockets lined by Big Pharma and Big Medical so that our govt. would STOP the price gouging and you could just afford to go to the doctor and get your medications WITHOUT needing insurance (you know, like we all did up until the last 20 years)

dyna mo 04-03-2013 11:49 AM

Quote:

Originally Posted by Robbie (Post 19561382)
It would be nice if the Congress and Senate weren't having their pockets lined by Big Pharma and Big Medical so that our govt. would STOP the price gouging and you could just afford to go to the doctor and get your medications WITHOUT needing insurance (you know, like we all did up until the last 20 years)

well, you hit the nail on the head earlier, it's even worse now because we're forced to join up. i can't even imagine how much my monthly premium will be, just looking at them earlier, it's $400 with all the typical payment structures, now add in a serious condition.


i have no idea how much more to budget for monthly medical come january, and the insurance carriers are not talking #s yet. earliest i can even apply is october.

i am not expecting it to be pretty, well i am expecting it to be pretty fucking ugly actually. ugh.

DWB 04-03-2013 11:52 AM

I recently had my appendix removed and spent 3 days in a private hospital (private room) with excellent care from a surgeon who went to school in the USA and cute Asian nurses who flirted with me around the clock. Total cost: $2300

Based on the info I have found online, the average price in the USA for the same thing: $33,611

Point is, the cost of health care in the USA is just astronomical. I honestly don't know how the average Joe who is not insured can afford anything at all. And heaven help you if you have kids.

blackmonsters 04-03-2013 12:04 PM

Quote:

Originally Posted by Robbie (Post 19561364)
blackmonsters, the problem is that ObamaCare isn't addressing the problem at all.

If the problem was that health care is too expensive..and then Obama Care makes it MORE expensive...isn't that pretty fucked up?

This is what happens when legislation is pushed through without real debate.

Remember they used procedural shenanigans to get it passed in Congress. And remember Pelosi saying they had to vote on it BEFORE they could read it?

That's just not good governance or good policy in any way at all. And now we are literally PAYING the price in higher costs for health care. :(

And the one reason to get rid of it is that it cost too much right?
So if everybody who hates it raised their cost then......

:2 cents:

Yanks_Todd 04-03-2013 12:10 PM

Quote:

Originally Posted by Robbie (Post 19561382)
It would be nice if the Congress and Senate weren't having their pockets lined by Big Pharma and Big Medical so that our govt. would STOP the price gouging and you could just afford to go to the doctor and get your medications WITHOUT needing insurance (you know, like we all did up until the last 20 years)


That is really the issue. The excessive cost, Obamacare or not, ends up somewhere that it shouldn't.

Joshua G 04-03-2013 12:11 PM

i blame the dems. if they had any fucking balls at all, they would try to pass single payer. instead, they rally around romneycare, which features the worst of both worlds. out of control profit margins for big medical, & people now required by law to pay into it.

the public option was supposed to provide a non price-gouging option to the public. It was democrat max baucus that killed the public option in the senate finance committee. & obama didn't fight for it at all. pussies.

with that said. there is no hope the repubs will ever come close to being right on this issue. so i hope that someday dems grow some balls & do the right thing.

2012 04-03-2013 12:13 PM

people are just figuring this out now ?

Grapesoda 04-03-2013 12:14 PM

The point of Obama care is for people with jobs to buy health ins for people with out jobs.... why would you think that would lower our health ins cost?:

arock10 04-03-2013 12:32 PM

I was under the impression obamacare was to insure more people
Also health care costs go up every year, can't blame it all on Obama. Blame the republicans for no single payer system which would've caused more competition and reduced costs (maybe not overall, but relative to what is projected)

dyna mo 04-03-2013 12:37 PM

So what is ObamaCare and what does it mean to you? There are really only a few things you need to know about President Barrack Obama's "ObamaCare".

? The Affordable Care Act contains over a thousand pages of reforms to the insurance industry and the health care industry in order to cut healthcare costs and to provide affordable health insurance to all Americans

http://obamacarefacts.com/whatis-obamacare.php

Joshua G 04-03-2013 12:43 PM

Quote:

Originally Posted by arock10 (Post 19561481)
I was under the impression obamacare was to insure more people
Also health care costs go up every year, can't blame it all on Obama. Blame the republicans for no single payer system which would've caused more competition and reduced costs (maybe not overall, but relative to what is projected)

obama said in his 2010 state of union that his plan was intended to control costs. he called it the 800 pound gorilla on the issue.

but its not just the repubs stopping single payer. dems are just as culpible. they wouldnt even bother putting single payer on the floor. they stripped the public option out in committee. maybe the same program with a public option, maybe this thread would not happen.

dyna mo 04-03-2013 12:46 PM

let's not forget obama was ramming this through in 2007, he didn't even hit the pause button when the banking sector was taking a shit on us all.

kane 04-03-2013 12:51 PM

Quote:

Originally Posted by arock10 (Post 19561481)
I was under the impression obamacare was to insure more people
Also health care costs go up every year, can't blame it all on Obama. Blame the republicans for no single payer system which would've caused more competition and reduced costs (maybe not overall, but relative to what is projected)

I think eventually we will end up with a single payer system. I was reading that 42% of all bankruptcies are caused by medical costs and 78% of those people actually had health insurance. The cost of health insurance continues to rise with no end in site as does the actual cost of healthcare and medicine.

Most middle class and lower people are now one major health issue away from bankruptcy and it will just continue to get worse. Eventually it will hit a tipping point. It likely won't happen for a while, but I think when it finally does hit the fan we will either have to revamp the healthcare system which will be very hard because of the influence various companies have over lawmakers or we will just go to a single payer system like most countries have.

PornoMonster 04-03-2013 12:59 PM

Quote:

Originally Posted by Robbie (Post 19561296)
I'm watching MSNBC this morning and on "The Daily Rundown" they reported the numbers coming in about health insurance now that Obama Care is starting to take effect.

Insurance rates are UP. Not by a little bit...but by a LOT.

It is going to vary state by state. The insurance companies said that by next year Californians (you guys are always "lucky" lol) will be paying EIGHTY PERCENT MORE on their premiums!!!

The lowest state I heard on the report was Ohio which will be paying 30% MORE.

The insurance company I use is Blue Cross/Blue Shield. Ours has been going up steadily the last two years...and BC/BS is saying that my premium will rise FIFTY PERCENT MORE by next year!!!!

MSNBC also played President Obama video footage where he signed the bill and proclaimed that it was going to LOWER costs for everybody (including businesses).

You know it sucks when MSNBC even has to admit that it's not working.

The entire point of "Obama Care" was supposed to be that health care was too expensive. And then instead of addressing the fact that Big Pharma and Big Medical price gouge Americans (we pay 3 to 4 times MORE for everything)...we all know that they gave a nice big present to the insurance companies.

So the entire reason for the existance of "Obama Care" is now doing the OPPOSITE of what it is supposed to do.

What now?


I think the master plan was to drop the insurance you have and get on the Gov Obama care.. Yes you Can Keep the one you are on IF you can afford it, LOL.

Company I work for, has a Labor contract ending this year, and the Health insurance is a BIG Issue.

Grapesoda 04-03-2013 01:01 PM

Lawyers are the main reason health care cost go up. If a Dr misses one small thing that Dr or hospital is sued into bankruptcy so the testing is run to the extreme

PornoMonster 04-03-2013 01:09 PM

Quote:

Originally Posted by DWB (Post 19561397)
I recently had my appendix removed and spent 3 days in a private hospital (private room) with excellent care from a surgeon who went to school in the USA and cute Asian nurses who flirted with me around the clock. Total cost: $2300

Based on the info I have found online, the average price in the USA for the same thing: $33,611

Point is, the cost of health care in the USA is just astronomical. I honestly don't know how the average Joe who is not insured can afford anything at all. And heaven help you if you have kids.

EXACTLY,
You can also blame Bullshit law suits and the price of malpractice insurance they have to carry..

PornoMonster 04-03-2013 01:12 PM

Quote:

Originally Posted by arock10 (Post 19561481)
I was under the impression obamacare was to insure more people
Also health care costs go up every year, can't blame it all on Obama. Blame the republicans for no single payer system which would've caused more competition and reduced costs (maybe not overall, but relative to what is projected)

NO, It was to Force people who do not need insurance to buy it, so they could have more money coming in to cover more people on assistance programs.

People are still NOT Covered if you did not qualify for welfare before.

Only the AGE thing if the child stays in school...

epitome 04-03-2013 01:13 PM

Quote:

Originally Posted by dyna mo (Post 19561368)
i have a pre-existing condition and have been denied coverage due to that for years. i fully anticipate getting fucked further in january, when the pre-existing requirement kicks in.

You've been able to buy insurance for awhile now. I have preexisting condition coverage and pay $205/month through the evil government. I dread when I have go to private coverage and get raped.

sicone 04-03-2013 01:16 PM

Quote:

Originally Posted by dyna mo (Post 19561368)
i have a pre-existing condition and have been denied coverage due to that for years. i fully anticipate getting fucked further in january, when the pre-existing requirement kicks in.

Same here. :Oh crap

GrantMercury 04-03-2013 01:23 PM

Quote:

Originally Posted by Robbie (Post 19561344)
Those 4 promises pale in comparison to what it's doing to people's health insurance premiums.

I don't even have to be sick and it's costing me more!!! A LOT more.

That is the EXACT OPPOSITE of what the President said we NEEDED "Obama Care" for in the first place!

The problem is, the for-profit health insurance fuckers are still in the picture. Single-payer (the only system that makes sense, and the one every other 1st-world country uses) was SOCIALISM!!!!! Dumb fucking teabaggers were whipped into a frenzy about "death panels" by Faux News and took to the streets. We're too dumb to demand a system that works, because the corporate media scares paranoid lunkheads with terms they don't understand.

And, as usual, there's more to the story.

This is only one study, and it was conducted by a company with ties to a health insurer.

Additionally, the increase in costs isn't across the board, and it doesn't apply to all states. Also co-pays, "bridges" and deductibles will go down.

Quote:

At an off-camera briefing with economics reporters on Tuesday, Secretary of Health and Human Services Kathleen Sebelius acknowledged that some individuals in what she called the "underinsured market" could see health care costs increase in coming years, but she largely attributed those increases to improvements in the quality of insurance plans.

"These folks will be moving into a really fully insured product for the first time, and so there may be a higher cost associated with getting into that market," Sebelius said. "But we feel pretty strongly that with subsidies available to a lot of that population, that they are really going to see much better benefit for the money that they're spending."
And there is a lot that's right with Obamacare, including the elimination of preexisting conditions, and a requirement that these bastards use at least 80% of every premium dollar paid to be used on actual healthcare (or refund the difference). Children can stay on their parents' insurance until they're 26, contraception is covered 100%, no-cost yearly checkups, and 45,000,000 people who had no coverage finally will (we can agree that's a good thing, even if it doesn't apply to you personally, right)?

So it's a mixed bag. I'm not very happy with it, but it's better than what we had. Maybe if idiots across the country would stop hyperventilating every time "socialism" is spoken, we could start a real conversation and get a system that works right, particularly since "capitalism" is what the current fucked-up healthcare system is all about. For example, check out what this guy takes in - and he's never healed a single person.

Blue Cross parent's CEO pay climbs to $12.9 million
http://www.chicagobusiness.com/artic...o-12-9-million

Wow. That's a lot of premium dollars right there. He must be some great lifesaving physician...oh right. He doesn't know the first thing about healing the sick or saving lives. He's doing a great job saving us from "government healthcare" and "socialism," I guess.

http://2.bp.blogspot.com/_cHGSUfR5A1...teabaggers.jpg

_Richard_ 04-03-2013 01:31 PM

a bunch of corporations own the US government, and everyone is still surprised that every 'do good' legislation gets hacked to corporate welfare pieces?

Minte 04-03-2013 01:42 PM

Our company group policy renews end of June. In the next 2 weeks we get started again on shopping health insurance for our employees. I'll post real premium numbers of what we pay currently and what we will be paying as soon as the quotes start rolling in. We'll see what obamacare is going to cost..

madm1k3 04-03-2013 01:51 PM

Quote:

Originally Posted by Robbie (Post 19561382)
It would be nice if the Congress and Senate weren't having their pockets lined by Big Pharma and Big Medical so that our govt. would STOP the price gouging and you could just afford to go to the doctor and get your medications WITHOUT needing insurance (you know, like we all did up until the last 20 years)

That's the problem right there.

PornoMonster 04-03-2013 01:53 PM

Quote:

Originally Posted by Minte (Post 19561610)
Our company group policy renews end of June. In the next 2 weeks we get started again on shopping health insurance for our employees. I'll post real premium numbers of what we pay currently and what we will be paying as soon as the quotes start rolling in. We'll see what obamacare is going to cost..

Those numbers are like Car insurance, It also depends On How Much coverage you get.
Your Deductibles
You Co-Pays
Your Total yearly coverage
On and on

mikesouth 04-03-2013 01:57 PM

And this surprises who exactly? The Insurance lobby wrote the legislation....if we had any sense wed round up all those lobyists, take the to the capital steps and shoot them all in the head....followed then by congress...the only people who dont have a lobbyist are the ones footing the bills....

Jay 04-03-2013 02:00 PM

Quote:

Originally Posted by epitome (Post 19561570)
You've been able to buy insurance for awhile now. I have preexisting condition coverage and pay $205/month through the evil government. I dread when I have go to private coverage and get raped.

Really? Where? I would really like to know. I have a preexisting condition and I am paying an astronomical premium on a conversion policy thru BCBS. (so preexisting is covered now). I'm talking 5X what you are paying now and goes up substantially every year.

If I try for new policy rate is a bit lower, no coverage for preexisting of course. That is if they don't completely decline me.

Health Insurance in this country completely disgusts me... :disgust

kane 04-03-2013 02:21 PM

Quote:

Originally Posted by epitome (Post 19561570)
You've been able to buy insurance for awhile now. I have preexisting condition coverage and pay $205/month through the evil government. I dread when I have go to private coverage and get raped.

You are buying insurance directly from the government?

Sly 04-03-2013 02:22 PM

I just got back from the pharmacy. My insurance dropped my medicine. Weeeeeee.

Sly 04-03-2013 02:25 PM

Quote:

Originally Posted by Sly (Post 19561670)
I just got back from the pharmacy. My insurance dropped my medicine. Weeeeeee.

Let me clarify. They no longer cover it. Period.

Robbie 04-03-2013 03:03 PM

Quote:

Originally Posted by Sly (Post 19561679)
Let me clarify. They no longer cover it. Period.

Sly it was only a few years back that it didn't cover anything at the pharmacy.

Insurance was supposed to be a "just in case" emergency plan for a catastrophic occurrence.

But we (the consumers in the USA) have been manipulated into a situation where EVERYTHING is "covered" by insurance, and they price gouge us so we can't afford to just pay for it ourselves (like I always did in the past).

Insurance SHOULDN'T "cover" our prescription medications.
And our prescriptions SHOULDN'T cost us many times over what every other country in the world pays for the same exact brand name medicines. :(

It's a big, well orchestrated rip-off. And the govt. doesn't "fix" it because they are all in on it (yes, even "baby jesus" obama).

dyna mo 04-03-2013 03:06 PM

Quote:

Originally Posted by epitome (Post 19561570)
You've been able to buy insurance for awhile now. I have preexisting condition coverage and pay $205/month through the evil government. I dread when I have go to private coverage and get raped.

no. i cannot. i tried again today. i understand i can buy what is now referred to as "bridge" coverage, which is insurance that covers everything except my pre-existing condition.

it is the same as the insurance i've had and canceled, they denied every claim as falling under the pre-existing condition.

if you are referring to the government program, it's been suspended since several weeks after its introduction

https://www.pcip.gov/


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