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Originally Posted by GrouchyAdmin
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They are just for getting your once a year free report from each bureau that you are legally entitled to. If you want the 3 in 1 and score, or the credit report monitoring, then go to any of the three major credit bureau sites directly, transunion.com, equifax.com, and experian.com. I've used the monitoring from equifax.com for years and have no complaints, but I believe experian.com is the cheapest ($9.95 a month). None of the three have cross sells...